UAEDrops

Scanning the UAE market

1 BED + BIG MAID ROOM NEAR CIRCLE MALL · BEST INVESTMENT

1BR + 2BA · 75 sqft · Joya Verde Residences

▼ −6.4%Verified 17d ago

Now

€222K

was €237K€15K · −6.4%
Open on PropertyFinder

18-day history

AED 11,761

Price / sqft

75 sqft

Built-up area

1BR + 2BA

20578d

On market

EUR 4,536

Mortgage est.

25y · 6% · 20% down

🔄Relisted — this listing was removed and reappeared (last: 07 May)
II · THE THESIS
DEAL SCORE 42 / 100

WHY THIS IS A DEAL

01
HEADLINE · COMPOSITE
42/ 100
Good opportunity

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN · 42 PTS
11
12
9
10
Drop % 11/35
Negotiability 12/25
Confidence 9/10
Relist signal 10/10

Below — the four signals that built this composite. Free-tier shows the headline only; Insider unlocks the underlying evidence.

02
MOTIVATION · 45
45
1 cut · 20578d on market · Price evidence
ListedD0−6%D23+23d
VELOCITY MEDIUM·LATEST CUT −6%
03
NEGOTIABILITY · MODERATE
MODERATE
Suggested offer €206K €215K. Request a callback
ASKSUGGESTED OFFER€215K€206K€222Klow €166K
BASED ON · MOTIVATION · CUT COUNT · TIME ON MARKET · TOTAL REDUCTION

Motivation · Negotiability · Below median · Every section below

INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed hourly
OFFER BAND
±4% confidence
BENCHMARK
Joya Verde Residen, last 180d
REFRESH
Hourly
III · THE EVIDENCE
1 CUT · −6.4% · −-€15K

PRICE ACTION · 23 DAYS

PRICE / TIME
Y: AED · X: days since listed · Envelope: median ±8%
0.8M0.9M0.9M1.0MAREA MEDIAN · 0.9M−6%
AskingExpected rangeCut event
CUT-BY-CUT · 1 EVENT
D23
was €237K€222K
23d after listing
6.4%
-€15K
TOTAL · 23D
6.4%
-€15K
NARRATIVESingle cut of 6.4% — early signal that the seller is testing the market.
Unlock the price history · AED 199 / mo

Every cut event · area median overlay · CSV export

IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.
MONTHLY · NOW
€1K€78 / mo

vs €1K at pre-drop price (€237K) · See cuts

DOWN PAYMENT
€44K
20% of price
DLD FEE
€9K
4% of price
MORTGAGE REG
€516
0.25% loan + 290
CASH TO CLOSE
€54K
Day-one out-of-pocket
LOAN AMOUNT
€177K
25y · 6.00%
TOTAL INTEREST
€165K
Over full term
STRESS TEST
AT VARIOUS RATES
3.7k4.5k5.4k4%5%6%7%8%AED / MO

If rates climb to 8%, your payment grows by ~€226/mo.

V · COMPARABLES
JOYA VERDE RESIDENCES · 1BR · ACTIVE

VALUE · 2 COMPS

VALUE HEADLINE
AED 11,761 /sqft+1180%

vs area median AED 919 /sqft · 1 comps

RANK
2 / 2
MID/HIGH RANGE
AED / SQFT · DISTRIBUTION
MEDIANTHIS · 11,76191911,761
BREAKDOWN · 1 LISTINGS
MORE EXPENSIVE /SQFT
0
0% of comps
CHEAPER /SQFT
1
See table
MEDIAN DOM
17d
this listing: 40d
NEW THIS WEEK
0
Same supply
TAKEAWAYOf 1 comparables, 0 are more expensive per sqft. The 1 cheaper one is a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

VII · TRUST & ACTION
DATA ATTESTED · 08 MAY, 04:31 AM

THIS IS THE MOMENT

SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · numan-joyaverde-GSnsSY
Last verified
17d ago
08 May, 04:31 AM
Freshness
Hourly
2h scan window
Method
Direct scrape
Reference-keyed
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Sourced & verified by UAEDrops. Independent — we don't accept agency listings.

VIII · NEXT BEST
4 ACTIVE IN JOYA VERDE RESIDENCES · RANKED BY RECENCY

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