Drops · Realestate · UAE · Bay VillasBackMNZ-BV-777

4BR [OBJECT OBJECT],[OBJECT OBJECT] BAY VILLAS

4BR + 6BA · 393 sqft

★ Golden VisaVerified 18h ago

Now

AED 5.63M

Open on PropertyFinder

AED 14,300

Price / sqft

−9% vs area median

393 sqft

Built-up area

4BR + 6BA

17d

On market

vs 10d median

AED 28,994

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

BOTTOM LINE

because listed 17 days ago and priced 9% below comparable Bay Villas listings.

All four signals + supporting evidence below. How do these scores work?

HEADLINE · COMPOSITE

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN

Awaiting first price event to compute score.

Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.

BELOW MEDIAN · −9%

−9%

AED 14,300/sqft vs area median 15,879/sqft. See 12 comps ↓

12 ACTIVE COMPS IN BAY VILLAS

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

12 comps · 2h fresh

OFFER BAND

±4% confidence

BENCHMARK

Bay Villas, last 180d

REFRESH

Hourly

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

AED 29K

vs AED 29K at pre-drop price (AED 5.63M) · See cuts ↓

DOWN PAYMENT

AED 1.13M

20% of price

DLD FEE

AED 225K

4% of price

MORTGAGE REG

AED 12K

0.25% loan + 290

CASH TO CLOSE

AED 1.36M

Day-one out-of-pocket

LOAN AMOUNT

AED 4.50M

25y · 6.00%

TOTAL INTEREST

AED 4.20M

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 31K

/ mo · ~6% gross yield

BUY · NOW

AED 29K

−AED 2K / mo

0y10y

Buying beats renting after 9.8 years at the current price.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 6K/mo.

V · COMPARABLES

BAY VILLAS · 4BR · ACTIVE

VALUE · 12 COMPS

VALUE HEADLINE

AED 14,300 /sqft-10%

vs area median AED 15,879 /sqft · 11 comps

RANK

2 / 12

CHEAPEST QUARTILE

OUR TAKE

★ Underpriced

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 11 LISTINGS

MORE EXPENSIVE /SQFT

91% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

this listing: 0d

NEW THIS WEEK

Fresh inventory

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

TAKEAWAYOf 11 comparables, 10 are more expensive per sqft. The 1 cheaper one is a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

4BR [OBJECT OBJECT],[OBJECT OBJECT] BAY VILLAS

WHY THIS IS A DEAL

MORTGAGE · RENT · BREAK-EVEN

VALUE · 12 COMPS

GEOGRAPHY · PULSE · VELOCITY

THIS IS THE MOMENT

SIMILAR OPPORTUNITIES