Drops · Realestate · UAE · Gardenia BayBackGAR0425-3

[OBJECT OBJECT],[OBJECT OBJECT] GARDENIA BAY

45 sqft

Verified 64d ago

Now

AED 1.17M

Open on PropertyFinder

AED 25,909

Price / sqft

−26% vs area median

45 sqft

Built-up area

20653d

On market

vs 65d median

AED 6,005

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

BOTTOM LINE

because listed 20653 days ago and priced 26% below comparable Gardenia Bay listings.

All four signals + supporting evidence below. How do these scores work?

HEADLINE · COMPOSITE

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN

Awaiting first price event to compute score.

Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.

BELOW MEDIAN · −26%

−26%

AED 25,909/sqft vs area median 21,210/sqft. See 9 comps ↓

9 ACTIVE COMPS IN GARDENIA BAY

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

9 comps · 2h fresh

OFFER BAND

±4% confidence

BENCHMARK

Gardenia Bay, last 180d

REFRESH

Hourly

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

AED 6K

vs AED 6K at pre-drop price (AED 1.17M) · See cuts ↓

DOWN PAYMENT

AED 233K

20% of price

DLD FEE

AED 47K

4% of price

MORTGAGE REG

AED 3K

0.25% loan + 290

CASH TO CLOSE

AED 282K

Day-one out-of-pocket

LOAN AMOUNT

AED 932K

25y · 6.00%

TOTAL INTEREST

AED 869K

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 8K

/ mo · ~6% gross yield

BUY · NOW

AED 6K

−AED 2K / mo

0y10y

Buying beats renting after 2.2 years at the current price.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 1K/mo.

V · COMPARABLES

GARDENIA BAY · ACTIVE

VALUE · 7 COMPS

VALUE HEADLINE

AED 25,909 /sqft+22%

vs area median AED 21,210 /sqft · 6 comps

RANK

7 / 7

MID/HIGH RANGE

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 6 LISTINGS

MORE EXPENSIVE /SQFT

0% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

this listing: 0d

NEW THIS WEEK

Fresh inventory

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

TAKEAWAYOf 6 comparables, 0 are more expensive per sqft. The 6 cheaper ones are a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

VI · AREA INTEL

GARDENIA BAY · ACTIVE COMPS

GEOGRAPHY · PULSE · VELOCITY

No coordinates for this area yet.

AREA PULSE · 30D

SLOWING

↓ 145↓423 vs last 30d

drops detected · UAE-wide

MEDIAN PRICE · ACTIVE

AED 1.58MThis: AED 1.17M · -26%

AVG DOM

65d

THIS: 20653D · +20588D

ACTIVE COMPS

listings in segment

SIMILAR INVENTORY

Browse drops in Gardenia Bay

Browse

VII · TRUST & ACTION

DATA ATTESTED · 06 JUN, 04:38

THIS IS THE MOMENT

SOURCE & CONFIDENCE

90%HIGH

Source

PropertyFinder

Ref · GAR0425-3

Last verified

…

06 Jun, 04:38

Freshness

3× daily

8h scan window

Method

Direct scrape

Reference-keyed

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