Drops · Realestate · UAE · Gardenia BayBackKATAL-S-AS-104362-SNYOMG
STUDIO W/ BALCONY OPEN VIEW · PRIME INVESTMENT
45 sqft
Verified 1h ago
Now
AED 1.15M
AED 25,682
Price / sqft
−27% vs area median
45 sqft
Built-up area
20590d
On market
AED 5,928
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
Composite of price drop, motivation, area position, and data confidence.
SCORE BREAKDOWN
Awaiting first price event to compute score.
Below — the four signals that built this composite. Free-tier shows the headline only; Insider unlocks the underlying evidence.
04
9 ACTIVE COMPS IN GARDENIA BAY
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
9 comps · 2h fresh
OFFER BAND
±4% confidence
BENCHMARK
Gardenia Bay, last 180d
REFRESH
Hourly
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.
MONTHLY · NOW
AED 6K
vs AED 6K at pre-drop price (AED 1.15M) · See cuts ↓
DOWN PAYMENT
AED 230K
20% of price
DLD FEE
AED 46K
4% of price
MORTGAGE REG
AED 3K
0.25% loan + 290
CASH TO CLOSE
AED 279K
Day-one out-of-pocket
LOAN AMOUNT
AED 920K
25y · 6.00%
TOTAL INTEREST
AED 858K
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 8K
/ mo · ~6% gross yield
BUY · NOW
AED 6K
−AED 2K / mo
0y10y
Buying beats renting after 2.1 years at the current price.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 1K/mo.
V · COMPARABLES
GARDENIA BAY · ACTIVEVALUE · 7 COMPS
VALUE HEADLINE
AED 25,682 /sqft+21%
vs area median AED 21,210 /sqft · 6 comps
RANK
6 / 7
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 6 LISTINGS
MORE EXPENSIVE /SQFT
1
17% of comps
CHEAPER /SQFT
5
See table
MEDIAN DOM
0d
this listing: 0d
NEW THIS WEEK
6
Fresh inventory
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 1.15M4525,682—0d—Beautiful 1BR w/ Balcony | Mid Floor | Park ViewAED 1.55M7919,637—0d-24%Hot Deal 1BHK | Prime Location | Open View | Modern Apt!AED 1.60M7720,888—0d-19%Prime Location | Open View | Modern Apt!AED 1.58M7520,970—0d-18%HOT Deal| Fully Furnished|With Balcony|Own ItAED 1.60M7521,210—0d-17%Hot Deal | High Floor | Elegant Studio | Open ViewsAED 1.08M4424,807—0d-3%TAKEAWAYOf 6 comparables, 1 are more expensive per sqft. The 5 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
GARDENIA BAY · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
No coordinates for this area yet.
AREA PULSE · 30D
SLOWING↓ 371↓1564 vs last 30d
drops detected · UAE-wide
MEDIAN PRICE · ACTIVE
AED 1.58MThis: AED 1.15M · -27%
AVG DOM
0d
THIS: 20590D · +20590D
ACTIVE COMPS
9
listings in segment
SIMILAR INVENTORY
Browse drops in Gardenia Bay
VII · TRUST & ACTION
DATA ATTESTED · 05 JUN, 15:35THIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · Katal-S-as-104362-sNYOmg
Last verified
…
05 Jun, 15:35
Freshness
Hourly
2h scan window
Method
Direct scrape
Reference-keyed
VIII · NEXT BEST
4 ACTIVE IN GARDENIA BAY · RANKED BY RECENCYSIMILAR OPPORTUNITIES
SCORE 25
High Demanded | Huge Terrace | Spacious Layout
[OBJECT OBJECT],[OBJECT OBJECT] · SAMA YAS
AED 2.20M
ACTIVE LISTING
SCORE 25
Spectacular Unit | Rented | Townhouse View
[OBJECT OBJECT],[OBJECT OBJECT] · AL MAHA 1
AED 1.65M
ACTIVE LISTING
SCORE 25
Highest Floor | Modern Layout | Handover Soon
[OBJECT OBJECT],[OBJECT OBJECT] · REEMAN LIVING 3B
AED 1.20M
ACTIVE LISTING
SCORE 25
Super-Hot Deal: Perfect 3BHK Duplex in Prime Location
[OBJECT OBJECT],[OBJECT OBJECT] · REEM HILLS
AED 3.60M
ACTIVE LISTING
Browse all drops in real estate →
Refreshed hourly