5-BED TOWNHOUSE PORTOFINO
5BR + 5BA · 3,353 sqft · Portofino
★ Golden VisaVerified 4h ago
Now
AED 3.40M
AED 1,014
Price / sqft
3,353 sqft
Built-up area
5BR + 5BA
0d
On market
vs 8d median
AED 17,525
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
81 comps · Daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 18K
vs AED 18K at pre-drop price (AED 3.40M) · See cuts ↓
DOWN PAYMENT
AED 680K
20% of price
DLD FEE
AED 136K
4% of price
MORTGAGE REG
AED 7K
0.25% loan + 290
CASH TO CLOSE
AED 823K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.72M
25y · 6.00%
TOTAL INTEREST
AED 2.54M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 17K
/ mo · ~6% gross yield
BUY · NOW
AED 18K
+AED 525 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
DAMAC LAGOONS · 5BR · ACTIVEVALUE · 68 COMPS
VALUE HEADLINE
AED 1,014 /sqft-39%
vs area median AED 1,650 /sqft · 67 comps
RANK
2 / 68
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 67 LISTINGS
MORE EXPENSIVE /SQFT
66
99% of comps
CHEAPER /SQFT
1
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.40M3,3531,014———Mediterranean Style · Lagoon Life · Ready NextAED 3.22M3,470928——-8%Opposite LagoonAED 3.40M3,2611,043——+3%End Corner · MortgageableAED 3.55M3,3151,071——+6%G+2 Layout · MortgageableAED 3.50M3,2621,073——+6%Snagging Complete · Best ClusterAED 3.45M3,2131,074——+6%TAKEAWAYOf 67 comparables, 66 are more expensive per sqft. The 1 cheaper one is a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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