Drops · Realestate · Dubai · Dubai Creek HarbourBackXRP-LYVIA-BY-PALACE-3
2BR APARTMENT LYVIA BY PALACE
2BR + 3BA · 1,207 sqft · Lyvia by Palace
★ Golden VisaVerified 1h ago
Now
AED 3.10M
AED 2,568
Price / sqft
1,207 sqft
Built-up area
2BR + 3BA
0d
On market
vs 10d median
AED 15,979
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
7 comps · Daily
BENCHMARK
Dubai Creek Harbou, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 16K
vs AED 16K at pre-drop price (AED 3.10M) · See cuts ↓
DOWN PAYMENT
AED 620K
20% of price
DLD FEE
AED 124K
4% of price
MORTGAGE REG
AED 6K
0.25% loan + 290
CASH TO CLOSE
AED 750K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.48M
25y · 6.00%
TOTAL INTEREST
AED 2.31M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 16K
/ mo · ~6% gross yield
BUY · NOW
AED 16K
+AED 479 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
DUBAI CREEK HARBOUR · 2BR · ACTIVEVALUE · 7 COMPS
VALUE HEADLINE
AED 2,568 /sqft+6%
vs area median AED 2,421 /sqft · 6 comps
RANK
7 / 7
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 6 LISTINGS
MORE EXPENSIVE /SQFT
0
0% of comps
CHEAPER /SQFT
6
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.10M1,2072,568———Burj Khalifa View · VacantAED 6.95M3,2102,165——-16%Creek Tower View · High Capital Appreciation · Emaar Top Broker · 37k To BookAED 2.80M1,2572,228——-13%Creek Tower Views · 1st Phase · Next to Mall · High Floor · 10% DPAED 1.84M8222,238——-13%Waterfront 1BR Apartment · Valia Tower · Marina & Skyline ViewsAED 1.98M8172,421——-6%Investor’s Choice · Direct Developer Pricing · 10% Booking AmountAED 1.80M7372,444——-5%TAKEAWAYOf 6 comparables, 0 are more expensive per sqft. The 6 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
DUBAI CREEK HARBOUR · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
MEDIAN PRICE · ACTIVE
AED 2.80MThis: AED 3.10M · +11%
AVG DOM
10d
THIS: 0D · −10D
ACTIVE COMPS
7
listings in segment
SIMILAR INVENTORY
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