Drops · Realestate · Dubai · Dubai Creek HarbourBackVALIA_2BR_1

2-BED APARTMENT VALIA TOWER

2BR + 3BA · 1,257 sqft · Valia Tower

★ Golden VisaVerified 3d ago

Now

AED 2.97M

Open on Bayut

AED 2,364

Price / sqft

1,257 sqft

Built-up area

2BR + 3BA

22d

On market

AED 15,318

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

BOTTOM LINE

Listed 22 days ago.

How do these scores work?

HEADLINE · COMPOSITE

SCORE BREAKDOWN

Awaiting first price event to compute score.

Insider unlocks the four evidence rows below.

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

Active comps refreshed Daily

BENCHMARK

Dubai Creek Harbou, last 180d

REFRESH

Daily

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders

MONTHLY · NOW

AED 15K

vs AED 15K at pre-drop price (AED 2.97M) · See cuts ↓

DOWN PAYMENT

AED 594K

20% of price

DLD FEE

AED 119K

4% of price

MORTGAGE REG

AED 6K

0.25% loan + 290

CASH TO CLOSE

AED 719K

Day-one out-of-pocket

LOAN AMOUNT

AED 2.38M

25y · 6.00%

TOTAL INTEREST

AED 2.22M

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 15K

/ mo · ~6% gross yield

BUY · NOW

AED 15K

+AED 459 / mo

Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 3K/mo.

V · COMPARABLES

DUBAI CREEK HARBOUR · 2BR · ACTIVE

VALUE · 2 COMPS

VALUE HEADLINE

AED 2,364 /sqft-5%

vs area median AED 2,499 /sqft · 1 comps

RANK

1 / 2

CHEAPEST QUARTILE

AED / SQFT · DISTRIBUTION

BREAKDOWN · 1 LISTINGS

MORE EXPENSIVE /SQFT

100% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

—

this listing: —

NEW THIS WEEK

—

Last 7 days

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

This listingThisAED 2.97M1,2572,364———Branded Residence · High Floor · Creek Tower ViewAED 1.90M7602,499——+6%

TAKEAWAYOf 1 comparables, 1 are more expensive per sqft.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

VI · AREA INTEL

DUBAI CREEK HARBOUR · ACTIVE COMPS

GEOGRAPHY · PULSE · VELOCITY

SIMILAR INVENTORY

Browse drops in Dubai Creek Harbour

Browse

VII · TRUST & ACTION

DATA ATTESTED

THIS IS THE MOMENT

SOURCE & CONFIDENCE

90%HIGH

Source

Bayut

Ref · Valia_2BR_1

Last verified

…

08 Oct, 06:28

Freshness

Daily

24h scan window

Method

Direct scrape

Reference-keyed

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Sourced & verified by UAEDrops. Independent — we don't accept agency listings.

2-BED APARTMENT VALIA TOWER

WHY THIS IS A DEAL

MORTGAGE · RENT · BREAK-EVEN

VALUE · 2 COMPS

GEOGRAPHY · PULSE · VELOCITY

THIS IS THE MOMENT

SIMILAR OPPORTUNITIES