Drops · Realestate · Dubai · The ValleyBackB-HYEP-VS-183521
3-BED VILLA TALIA
3BR + 4BA · 1,870 sqft · Talia
★ Golden VisaVerified 2h ago
Now
AED 2.70M
AED 1,444
Price / sqft
−2% vs area median
1,870 sqft
Built-up area
3BR + 4BA
0d
On market
vs 10d median
AED 13,917
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
BOTTOM LINE
Listed 0 days ago and priced 2% below comparable The Valley listings.
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
04
24 ACTIVE COMPS IN THE VALLEY
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
24 comps · Daily
BENCHMARK
The Valley, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 14K
vs AED 14K at pre-drop price (AED 2.70M) · See cuts ↓
DOWN PAYMENT
AED 540K
20% of price
DLD FEE
AED 108K
4% of price
MORTGAGE REG
AED 6K
0.25% loan + 290
CASH TO CLOSE
AED 654K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.16M
25y · 6.00%
TOTAL INTEREST
AED 2.02M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 14K
/ mo · ~6% gross yield
BUY · NOW
AED 14K
+AED 417 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
THE VALLEY · 3BR · ACTIVEVALUE · 24 COMPS
VALUE HEADLINE
AED 1,444 /sqft-12%
vs area median AED 1,636 /sqft · 23 comps
RANK
8 / 24
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 23 LISTINGS
MORE EXPENSIVE /SQFT
16
70% of comps
CHEAPER /SQFT
7
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 2.70M1,8701,444———4 BED VILLA I EARLY HANDOVER I PRIVATE LIFT I G + 2FAED 7.79M6,3951,218——-16%BrandNew Villa · Multiple OptionsAED 2.70M2,1021,284——-11%Corner Unit · Near to Amenities · More OptionsAED 3.60M2,6171,376——-5%Handed Over · Mortgage EligibleAED 3.50M2,5051,397——-3%No Agents · Brand NewAED 2.65M1,8731,415——-2%TAKEAWAYOf 23 comparables, 16 are more expensive per sqft. The 7 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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