3-BED APARTMENT THE HILLGATE TOWER A
3BR + 4BA · 3,066 sqft · The Hillgate Tower A
★ Golden VisaVerified 2h ago
Now
AED 3.30M
AED 1,076
Price / sqft
3,066 sqft
Built-up area
3BR + 4BA
0d
On market
vs 1d median
AED 17,010
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
3 comps · Daily
BENCHMARK
Dubai Silicon Oasi, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 17K
vs AED 17K at pre-drop price (AED 3.30M) · See cuts ↓
DOWN PAYMENT
AED 660K
20% of price
DLD FEE
AED 132K
4% of price
MORTGAGE REG
AED 7K
0.25% loan + 290
CASH TO CLOSE
AED 799K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.64M
25y · 6.00%
TOTAL INTEREST
AED 2.46M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 17K
/ mo · ~6% gross yield
BUY · NOW
AED 17K
+AED 510 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
VI · AREA INTEL
DUBAI SILICON OASIS · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
AREA PULSE · 30D
BUYER'S MARKET↑ 1↑1 vs prior 30d
PRICE CUTS · DUBAI SILICON OASIS · PROPERTY · 0 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 1.35MThis: AED 3.30M · +144%
AVG DOM
1d
THIS: 0D · −1D
ACTIVE COMPS
3
listings in segment
SIMILAR INVENTORY
Browse drops in Dubai Silicon Oasis
VII · TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
Bayut
Ref · 102943-DmIX52
Last verified
…
26 Oct, 05:05
Freshness
Daily
24h scan window
Method
Direct scrape
Reference-keyed
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