2-BED APARTMENT AUM 99 RESIDENCES
2BR + 3BA · 975 sqft · AUM 99 Residences
Verified 4h ago
Now
AED 1.22M
AED 1,246
Price / sqft
975 sqft
Built-up area
2BR + 3BA
0d
On market
vs 6d median
AED 6,263
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
25 comps · Daily
BENCHMARK
Dubai Land Residen, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 6K
vs AED 6K at pre-drop price (AED 1.22M) · See cuts ↓
DOWN PAYMENT
AED 243K
20% of price
DLD FEE
AED 49K
4% of price
MORTGAGE REG
AED 3K
0.25% loan + 290
CASH TO CLOSE
AED 294K
Day-one out-of-pocket
LOAN AMOUNT
AED 972K
25y · 6.00%
TOTAL INTEREST
AED 907K
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 6K
/ mo · ~6% gross yield
BUY · NOW
AED 6K
+AED 188 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 1K/mo.
V · COMPARABLES
DUBAI LAND RESIDENCE COMPLEX · 2BR · ACTIVEVALUE · 18 COMPS
VALUE HEADLINE
AED 1,246 /sqft-1%
vs area median AED 1,254 /sqft · 17 comps
RANK
9 / 18
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 17 LISTINGS
MORE EXPENSIVE /SQFT
9
53% of comps
CHEAPER /SQFT
8
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 1.22M9751,246———Cash Offer · Fully Furnished · Flexible PaymentsAED 1.30M1,581822——-34%Agency Allocation · Open ViewsAED 1.55M1,663932——-25%INVESTOR DEAL · FULLY FURNISHED LUXURY RESIDENCES · HIGH CAPITAL GROWTH POTENTIALAED 845K890949——-24%Investor Deal 100% Upfront · 4% DLD Waiver · Fully Furnished · Resort Style AmenitiesAED 785K806974——-22%NEWEST LAUNCH · Furnished 2BR · 3Y Post-Handover · Near Metro · DLRC · Minutes from DSOAED 1.47M1,4101,043——-16%TAKEAWAYOf 17 comparables, 9 are more expensive per sqft. The 8 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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