Drops · Realestate · Dubai · The ValleyBack105798-HG1TZU
4-BED VILLA AVELIA
4BR + 5BA · 4,337 sqft · Avelia
★ Golden VisaVerified 3h ago
Now
AED 5.09M
AED 1,175
Price / sqft
4,337 sqft
Built-up area
4BR + 5BA
0d
On market
vs 11d median
AED 26,262
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
28 comps · Daily
BENCHMARK
The Valley, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 26K
vs AED 26K at pre-drop price (AED 5.09M) · See cuts ↓
DOWN PAYMENT
AED 1.02M
20% of price
DLD FEE
AED 204K
4% of price
MORTGAGE REG
AED 10K
0.25% loan + 290
CASH TO CLOSE
AED 1.23M
Day-one out-of-pocket
LOAN AMOUNT
AED 4.08M
25y · 6.00%
TOTAL INTEREST
AED 3.80M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 25K
/ mo · ~6% gross yield
BUY · NOW
AED 26K
+AED 787 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 5K/mo.
V · COMPARABLES
THE VALLEY · 4BR · ACTIVEVALUE · 28 COMPS
VALUE HEADLINE
AED 1,175 /sqft-28%
vs area median AED 1,636 /sqft · 27 comps
RANK
1 / 28
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 27 LISTINGS
MORE EXPENSIVE /SQFT
27
100% of comps
CHEAPER /SQFT
0
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 5.09M4,3371,175———4 BED VILLA I EARLY HANDOVER I PRIVATE LIFT I G + 2FAED 7.79M6,3951,218——+4%Facing LagoonAED 5.50M4,4161,245——+6%BrandNew Villa · Multiple OptionsAED 2.70M2,1021,284——+9%Corner Unit · Near to Amenities · More OptionsAED 3.60M2,6171,376——+17%Handed Over · Mortgage EligibleAED 3.50M2,5051,397——+19%TAKEAWAYOf 27 comparables, 27 are more expensive per sqft.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export