Drops · Realestate · Dubai · Damac LagoonsBackWXP2E1GNKV71NXCN2EFZXZ1X9R
5-BED VILLA MALTA
5BR + 5BA · 2,364 sqft · Malta
★ Golden VisaVerified 22h ago
Now
AED 4.20M
AED 1,777
Price / sqft
2,364 sqft
Built-up area
5BR + 5BA
118d
On market
vs 15d median
AED 21,649
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
41 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 22K
vs AED 22K at pre-drop price (AED 4.20M) · See cuts ↓
DOWN PAYMENT
AED 840K
20% of price
DLD FEE
AED 168K
4% of price
MORTGAGE REG
AED 9K
0.25% loan + 290
CASH TO CLOSE
AED 1.02M
Day-one out-of-pocket
LOAN AMOUNT
AED 3.36M
25y · 6.00%
TOTAL INTEREST
AED 3.13M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 21K
/ mo · ~6% gross yield
BUY · NOW
AED 22K
+AED 649 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
DAMAC LAGOONS · 5BR · ACTIVEVALUE · 28 COMPS
VALUE HEADLINE
AED 1,777 /sqft+3%
vs area median AED 1,729 /sqft · 27 comps
RANK
22 / 28
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 27 LISTINGS
MORE EXPENSIVE /SQFT
6
22% of comps
CHEAPER /SQFT
21
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.20M2,3641,777———4BR Resale · Go to Deal · Fast Growing CommunityAED 2.44M2,2111,106——-38%4,446 Sqft Plot · Single Row · End CornerAED 4.99M4,4461,122——-37%READY TO MOVE IN · CLOSE TO PARK · 4 BED THAED 2.75M2,2731,210——-32%Ready · Mortgageable · Close to LagoonsAED 2.60M1,8521,404——-21%TENANTED · ROI FROM DAY 1AED 3.50M2,3641,481——-17%TAKEAWAYOf 27 comparables, 6 are more expensive per sqft. The 21 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export