Drops · Realestate · Abu Dhabi · Noya LumaBackHL-R-10038

4BR VILLA NOYA LUMA

4BR + 5BA · 3,746 sqft

Verified 2h ago

Now

AED 280K

Open on PropertyFinder

AED 75

Price / sqft

3,746 sqft

Built-up area

4BR + 5BA

17d

On market

AED 1,443

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

BOTTOM LINE

because listed 17 days ago.

All four signals + supporting evidence below. How do these scores work?

HEADLINE · COMPOSITE

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN

Awaiting first price event to compute score.

Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

Active comps refreshed hourly

OFFER BAND

±4% confidence

BENCHMARK

Noya Luma, last 180d

REFRESH

Hourly

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

AED 1K

vs AED 1K at pre-drop price (AED 280K) · See cuts ↓

DOWN PAYMENT

AED 56K

20% of price

DLD FEE

AED 11K

4% of price

MORTGAGE REG

AED 850

0.25% loan + 290

CASH TO CLOSE

AED 68K

Day-one out-of-pocket

LOAN AMOUNT

AED 224K

25y · 6.00%

TOTAL INTEREST

AED 209K

Over full term

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 286/mo.

V · COMPARABLES

NOYA LUMA · 4BR · ACTIVE

VALUE · 2 COMPS

VALUE HEADLINE

AED 75 /sqft+32%

vs area median AED 57 /sqft · 1 comps

RANK

2 / 2

MID/HIGH RANGE

AED / SQFT · DISTRIBUTION

BREAKDOWN · 1 LISTINGS

MORE EXPENSIVE /SQFT

0% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

this listing: 0d

NEW THIS WEEK

Fresh inventory

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

This listingThisAED 280K3,74675—0d—Stand Alone | Vacant Now | Single RowAED 215K3,79957—0d-24%

TAKEAWAYOf 1 comparables, 0 are more expensive per sqft. The 1 cheaper one is a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

VII · TRUST & ACTION

DATA ATTESTED · 03 JUL, 12:02

THIS IS THE MOMENT

SOURCE & CONFIDENCE

90%HIGH

Source

PropertyFinder

Ref · HL-R-10038

Last verified

…

03 Jul, 12:02

Freshness

3× daily

8h scan window

Method

Direct scrape

Reference-keyed

VERIFIED SPECIALISTS

No verified specialist for this area yet — browse the marketplace to find one.

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SAVE & SHARE

Sourced & verified by UAEDrops. Independent — we don't accept agency listings.

4BR VILLA NOYA LUMA

WHY THIS IS A DEAL

MORTGAGE · RENT · BREAK-EVEN

VALUE · 2 COMPS

THIS IS THE MOMENT

SIMILAR OPPORTUNITIES