Drops · Realestate · Dubai · District 14BackR-6HQFK5B7EJABW7FNGEB7SGMC0R
1BR APARTMENT LUMA21
1BR + 2BA · 696 sqft · Luma21
Verified 2h ago
Now
AED 85K
AED 122
Price / sqft
696 sqft
Built-up area
1BR + 2BA
1d
On market
AED 438
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
BOTTOM LINE
because listed 1 days ago.
All four signals + supporting evidence below. How do these scores work?
01
HEADLINE · COMPOSITE
Composite of price drop, motivation, area position, and data confidence.
SCORE BREAKDOWN
Awaiting first price event to compute score.
Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed hourly
OFFER BAND
±4% confidence
BENCHMARK
District 14, last 180d
REFRESH
Hourly
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.
MONTHLY · NOW
AED 438
vs AED 438 at pre-drop price (AED 85K) · See cuts ↓
DOWN PAYMENT
AED 17K
20% of price
DLD FEE
AED 3K
4% of price
MORTGAGE REG
AED 460
0.25% loan + 290
CASH TO CLOSE
AED 21K
Day-one out-of-pocket
LOAN AMOUNT
AED 68K
25y · 6.00%
TOTAL INTEREST
AED 63K
Over full term
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 87/mo.
VII · TRUST & ACTION
DATA ATTESTED · 25 JUN, 20:17THIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · R-6HQFK5B7EJABW7FNGEB7SGMC0R
Last verified
…
25 Jun, 20:17
Freshness
Hourly
2h scan window
Method
Direct scrape
Reference-keyed
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