2BR APARTMENT THE TORCH
2BR + 2BA · 1,258 sqft
Verified 3h ago
5-day history
II · THE THESIS
DEAL SCORE 12 / 100WHY THIS IS A DEAL
BOTTOM LINE
Scored 12/100 (Below average) because seller has made 1 cut since listing 10d ago. A fair offer band sits €437K–€456K.
All four signals + supporting evidence below. How do these scores work?
01
HEADLINE · COMPOSITE
Below average
Composite of price drop, motivation, area position, and data confidence.
SCORE BREAKDOWN · 12 PTS
3
9
Negotiability 3/25
Confidence 9/10
Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.
03
BASED ON · MOTIVATION · CUT COUNT · TIME ON MARKET · TOTAL REDUCTION
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed hourly
OFFER BAND
±4% confidence
BENCHMARK
The Torch, last 180d
REFRESH
Hourly
III · THE EVIDENCE
1 CUT · −0.3% · −-€1KPRICE ACTION · 5 DAYS
AskingExpected rangeCut event
CUT-BY-CUT · 1 EVENT
D5
was €471K → €470K
5d after listing
−0.3%
-€1K
TOTAL · 5D
−0.3%
-€1K
NARRATIVESingle cut of 0.3% — early signal that the seller is testing the market.
Unlock the price history · AED 199 / mo
Every cut event · area median overlay · CSV export
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.
MONTHLY · NOW
€2K−€7 / mo
vs €2K at pre-drop price (€471K) · See cuts ↓
DOWN PAYMENT
€94K
20% of price
DLD FEE
€19K
4% of price
MORTGAGE REG
€1K
0.25% loan + 290
CASH TO CLOSE
€114K
Day-one out-of-pocket
LOAN AMOUNT
€376K
25y · 6.00%
TOTAL INTEREST
€351K
Over full term
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~€479/mo.
VII · TRUST & ACTION
DATA ATTESTED · 08 JUL, 17:44THIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · RL-227586
Last verified
…
08 Jul, 17:44
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
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