5BR PENTHOUSE MARINA RESIDENCES 4
5BR + 7BA · 13,096 sqft
▼ −16.3%★ Golden VisaVerified 17h ago
8-day history
II · THE THESIS
DEAL SCORE 46 / 100WHY THIS IS A DEAL
BOTTOM LINE
Scored 46/100 (Good opportunity) because seller has made 1 cut since listing 8d ago. A fair offer band sits AED 33.48M–AED 34.92M.
All four signals + supporting evidence below. How do these scores work?
01
HEADLINE · COMPOSITE
Good opportunity
Composite of price drop, motivation, area position, and data confidence.
SCORE BREAKDOWN · 46 PTS
28
9
9
Drop % 28/35
Negotiability 9/25
Confidence 9/10
Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.
02
VELOCITY MEDIUM·MOST RECENT CUT −16%
03
BASED ON · MOTIVATION · CUT COUNT · TIME ON MARKET · TOTAL REDUCTION
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed hourly
OFFER BAND
±4% confidence
BENCHMARK
Marina Residences , last 180d
REFRESH
Hourly
III · THE EVIDENCE
1 CUT · −16.3% · −-7.00MPRICE ACTION · 6 DAYS
AskingExpected rangeCut event
CUT-BY-CUT · 1 EVENT
D6
was AED 43.00M → AED 36.00M
6d after listing
−16.3%
-AED 7.00M
TOTAL · 6D
−16.3%
-AED 7.00M
NARRATIVESingle cut of 16.3% — early signal that the seller is testing the market.
Unlock the price history · AED 199 / mo
Every cut event · area median overlay · CSV export
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.
MONTHLY · NOW
AED 186K−AED 36K / mo
vs AED 222K at pre-drop price (AED 43.00M) · See cuts ↓
DOWN PAYMENT
AED 7.20M
20% of price
DLD FEE
AED 1.44M
4% of price
MORTGAGE REG
AED 72K
0.25% loan + 290
CASH TO CLOSE
AED 8.71M
Day-one out-of-pocket
LOAN AMOUNT
AED 28.80M
25y · 6.00%
TOTAL INTEREST
AED 26.87M
Over full term
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 37K/mo.
VII · TRUST & ACTION
DATA ATTESTED · 17 JUL, 10:04THIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · AM-S-00103-3
Last verified
…
17 Jul, 10:04
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
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