3BR VILLA BLOOM LIVING
3BR + 5BA · 4,359 sqft · Bloom Living
★ Golden VisaVerified 2h ago
Now
AED 4.10M
AED 941
Price / sqft
4,359 sqft
Built-up area
3BR + 5BA
43d
On market
vs 11d median
AED 21,133
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
33 comps · 3× daily
BENCHMARK
Zayed City (Khalif, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 21K
vs AED 21K at pre-drop price (AED 4.10M) · See cuts ↓
DOWN PAYMENT
AED 820K
20% of price
DLD FEE
AED 164K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 992K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.28M
25y · 6.00%
TOTAL INTEREST
AED 3.06M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 21K
/ mo · ~6% gross yield
BUY · NOW
AED 21K
+AED 633 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
ZAYED CITY (KHALIFA CITY C) · 3BR · ACTIVEVALUE · 32 COMPS
VALUE HEADLINE
AED 941 /sqft-33%
vs area median AED 1,405 /sqft · 31 comps
RANK
8 / 32
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 31 LISTINGS
MORE EXPENSIVE /SQFT
24
77% of comps
CHEAPER /SQFT
7
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.10M4,359941———Single Row Corner · CarmonaAED 2.45M3,539692——-26%2 BalconiesAED 2.70M3,724725——-23%2 Balconies · Maid RoomAED 2.70M3,724725——-23%Standalone Villa · Contemporary DesignAED 4.91M6,587746——-21%Corner · Ready to Move in · ToleoAED 4.20M5,060830——-12%TAKEAWAYOf 31 comparables, 24 are more expensive per sqft. The 7 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export