3-BED VILLA MIRA OASIS 3
3BR + 3BA · 2,368 sqft · Mira Oasis 3
★ Golden VisaVerified 3d ago
Now
AED 4.20M
AED 1,774
Price / sqft
2,368 sqft
Built-up area
3BR + 3BA
38d
On market
vs 13d median
AED 21,649
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
15 comps · 3× daily
BENCHMARK
Mira Oasis, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 22K
vs AED 22K at pre-drop price (AED 4.20M) · See cuts ↓
DOWN PAYMENT
AED 840K
20% of price
DLD FEE
AED 168K
4% of price
MORTGAGE REG
AED 9K
0.25% loan + 290
CASH TO CLOSE
AED 1.02M
Day-one out-of-pocket
LOAN AMOUNT
AED 3.36M
25y · 6.00%
TOTAL INTEREST
AED 3.13M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 21K
/ mo · ~6% gross yield
BUY · NOW
AED 22K
+AED 649 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
MIRA OASIS · 3BR · ACTIVEVALUE · 14 COMPS
VALUE HEADLINE
AED 1,774 /sqft+35%
vs area median AED 1,312 /sqft · 13 comps
RANK
13 / 14
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 13 LISTINGS
MORE EXPENSIVE /SQFT
0
0% of comps
CHEAPER /SQFT
13
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.20M2,3681,774———Vacant Soon · Single Row · Area ExpertAED 3.00M2,5011,200——-32%TYPE C · SINGLE ROW · VACANT ON TRANSFERAED 3.15M2,5541,233——-30%3BR with maids Type I Vacant NowAED 3.00M2,3651,268——-29%Type I · Vacant Now · Close to PavillionAED 3.00M2,3651,268——-29%Type C · Single Row · Vacant on TransferAED 3.10M2,4281,277——-28%TAKEAWAYOf 13 comparables, 0 are more expensive per sqft. The 13 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export