Drops · Realestate · Abu Dhabi · Saadiyat IslandBackKATAL-S-AS-IB-1520001452
5BR VILLA SAADIYAT RESERVE
5BR + 7BA · 6,418 sqft · Saadiyat Reserve
★ Golden VisaVerified 3h ago
Now
AED 11.80M
AED 1,839
Price / sqft
6,418 sqft
Built-up area
5BR + 7BA
6d
On market
vs 37d median
AED 60,822
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
29 comps · 3× daily
BENCHMARK
Saadiyat Island, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 61K
vs AED 61K at pre-drop price (AED 11.80M) · See cuts ↓
DOWN PAYMENT
AED 2.36M
20% of price
DLD FEE
AED 472K
4% of price
MORTGAGE REG
AED 24K
0.25% loan + 290
CASH TO CLOSE
AED 2.86M
Day-one out-of-pocket
LOAN AMOUNT
AED 9.44M
25y · 6.00%
TOTAL INTEREST
AED 8.81M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 59K
/ mo · ~6% gross yield
BUY · NOW
AED 61K
+AED 2K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 12K/mo.
V · COMPARABLES
SAADIYAT ISLAND · 5BR · ACTIVEVALUE · 19 COMPS
VALUE HEADLINE
AED 1,839 /sqft+64%
vs area median AED 1,123 /sqft · 18 comps
RANK
17 / 19
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 18 LISTINGS
MORE EXPENSIVE /SQFT
2
11% of comps
CHEAPER /SQFT
16
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 11.80M6,4181,839———Single Row · High Ceiling · 5+M · HotAED 9.30M9,723956−1.5%—-48%Single Row with PODAED 9.00M9,046995——-46%Zero Premium · Sidr · Own ItAED 7.82M7,7501,010——-45%EthirAED 9.10M8,9751,014——-45%Single Row · Close To Amenities · Al SidrAED 8.00M7,7491,032——-44%TAKEAWAYOf 18 comparables, 2 are more expensive per sqft. The 16 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export