Drops · Realestate · Dubai · Damac LagoonsBack5KQMM4YZ3HC0DPX01KJ3WE6M1G
5BR VILLA MALTA
5BR + 5BA · 2,502 sqft · Malta
★ Golden VisaVerified 3h ago
Now
AED 3.60M
AED 1,439
Price / sqft
2,502 sqft
Built-up area
5BR + 5BA
5d
On market
vs 14d median
AED 18,556
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
26 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 19K
vs AED 19K at pre-drop price (AED 3.60M) · See cuts ↓
DOWN PAYMENT
AED 720K
20% of price
DLD FEE
AED 144K
4% of price
MORTGAGE REG
AED 7K
0.25% loan + 290
CASH TO CLOSE
AED 871K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.88M
25y · 6.00%
TOTAL INTEREST
AED 2.69M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 18K
/ mo · ~6% gross yield
BUY · NOW
AED 19K
+AED 556 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
DAMAC LAGOONS · 5BR · ACTIVEVALUE · 24 COMPS
VALUE HEADLINE
AED 1,439 /sqft-14%
vs area median AED 1,681 /sqft · 23 comps
RANK
5 / 24
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 23 LISTINGS
MORE EXPENSIVE /SQFT
18
78% of comps
CHEAPER /SQFT
5
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.60M2,5021,439———4BR Resale · Go to Deal · Fast Growing CommunityAED 2.44M2,2111,106——-23%4 Bed · Close To ParkAED 2.80M2,2741,231——-14%Steps away from The LagoonAED 3.20M2,3641,354——-6%Best Lagoon · Vibrant Cluster · MortgageAED 3.35M2,3641,417——-2%Handing Over · Best Value · Waterfront LivingAED 3.40M2,3631,439——0%TAKEAWAYOf 23 comparables, 18 are more expensive per sqft. The 5 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export