5BR TOWNHOUSE PORTOFINO
5BR + 5BA · 2,364 sqft · Portofino
★ Golden VisaVerified 2h ago
Now
AED 3.75M
AED 1,586
Price / sqft
2,364 sqft
Built-up area
5BR + 5BA
2d
On market
vs 14d median
AED 19,329
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
25 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 19K
vs AED 19K at pre-drop price (AED 3.75M) · See cuts ↓
DOWN PAYMENT
AED 750K
20% of price
DLD FEE
AED 150K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 908K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.00M
25y · 6.00%
TOTAL INTEREST
AED 2.80M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 19K
/ mo · ~6% gross yield
BUY · NOW
AED 19K
+AED 579 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
DAMAC LAGOONS · 5BR · ACTIVEVALUE · 22 COMPS
VALUE HEADLINE
AED 1,586 /sqft-6%
vs area median AED 1,681 /sqft · 21 comps
RANK
9 / 22
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 21 LISTINGS
MORE EXPENSIVE /SQFT
13
62% of comps
CHEAPER /SQFT
8
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.75M2,3641,586———4BR Resale · Go to Deal · Fast Growing CommunityAED 2.44M2,2111,106——-30%4 Bed · Close To ParkAED 2.80M2,2741,231——-22%Steps away from The LagoonAED 3.20M2,3641,354——-15%Best Lagoon · Vibrant Cluster · MortgageAED 3.35M2,3641,417——-11%Handing Over · Best Value · Waterfront LivingAED 3.40M2,3631,439——-9%TAKEAWAYOf 21 comparables, 13 are more expensive per sqft. The 8 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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