Drops · Realestate · Dubai · Vita GrandeBackVG/D17/JVC/KMA-NS2026
1BR APARTMENT VITA GRANDE
1BR + 2BA · 649 sqft
Verified 2h ago
Now
AED 900K
AED 1,387
Price / sqft
649 sqft
Built-up area
1BR + 2BA
4d
On market
AED 4,639
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed 3× daily
BENCHMARK
Vita Grande, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 5K
vs AED 5K at pre-drop price (AED 900K) · See cuts ↓
DOWN PAYMENT
AED 180K
20% of price
DLD FEE
AED 36K
4% of price
MORTGAGE REG
AED 2K
0.25% loan + 290
CASH TO CLOSE
AED 218K
Day-one out-of-pocket
LOAN AMOUNT
AED 720K
25y · 6.00%
TOTAL INTEREST
AED 672K
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 5K
/ mo · ~6% gross yield
BUY · NOW
AED 5K
+AED 139 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 918/mo.
VII · TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · VG/D17/JVC/KMA-NS2026
Last verified
…
09 Sep, 19:11
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
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