Drops · Realestate · Dubai · Damac LagoonsBackMCC-S-76451-23
4BR TOWNHOUSE MALTA
4BR + 4BA · 1,550 sqft · Malta
★ Golden VisaVerified 2h ago
Now
AED 2.85M
AED 1,839
Price / sqft
1,550 sqft
Built-up area
4BR + 4BA
0d
On market
vs 14d median
AED 14,690
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
25 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 15K
vs AED 15K at pre-drop price (AED 2.85M) · See cuts ↓
DOWN PAYMENT
AED 570K
20% of price
DLD FEE
AED 114K
4% of price
MORTGAGE REG
AED 6K
0.25% loan + 290
CASH TO CLOSE
AED 690K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.28M
25y · 6.00%
TOTAL INTEREST
AED 2.13M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 14K
/ mo · ~6% gross yield
BUY · NOW
AED 15K
+AED 440 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
DAMAC LAGOONS · 4BR · ACTIVEVALUE · 25 COMPS
VALUE HEADLINE
AED 1,839 /sqft+10%
vs area median AED 1,677 /sqft · 24 comps
RANK
24 / 25
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 24 LISTINGS
MORE EXPENSIVE /SQFT
1
4% of comps
CHEAPER /SQFT
23
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 2.85M1,5501,839———4BR Resale · Go to Deal · Fast Growing CommunityAED 2.44M2,2111,106——-40%3BR Ready · Close to Lagoon · No AgentsAED 2.30M2,0731,110——-40%Back to Back · Available SoonAED 2.50M2,0741,205——-34%4 Bed · Close To ParkAED 2.80M2,2741,231——-33%Steps away from The LagoonAED 3.20M2,3641,354——-26%TAKEAWAYOf 24 comparables, 1 are more expensive per sqft. The 23 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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