1BR APARTMENT BINGHATTI PHANTOM
1BR + 2BA · 797 sqft
Verified 3h ago
Now
AED 1.18M
AED 1,474
Price / sqft
797 sqft
Built-up area
1BR + 2BA
0d
On market
vs 1d median
AED 6,056
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
3 comps · 3× daily
BENCHMARK
Binghatti Phantom, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 6K
vs AED 6K at pre-drop price (AED 1.18M) · See cuts ↓
DOWN PAYMENT
AED 235K
20% of price
DLD FEE
AED 47K
4% of price
MORTGAGE REG
AED 3K
0.25% loan + 290
CASH TO CLOSE
AED 285K
Day-one out-of-pocket
LOAN AMOUNT
AED 940K
25y · 6.00%
TOTAL INTEREST
AED 877K
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 6K
/ mo · ~6% gross yield
BUY · NOW
AED 6K
+AED 181 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 1K/mo.
V · COMPARABLES
BINGHATTI PHANTOM · 1BR · ACTIVEVALUE · 3 COMPS
VALUE HEADLINE
AED 1,474 /sqft-2%
vs area median AED 1,508 /sqft · 2 comps
RANK
2 / 3
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 2 LISTINGS
MORE EXPENSIVE /SQFT
1
50% of comps
CHEAPER /SQFT
1
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 1.18M7971,474———Brand New · Vacant · Private Jacuzzi · Pools viewAED 1.15M7951,447——-2%Brand New · Vacant · AmenitiesAED 1.20M7961,508——+2%TAKEAWAYOf 2 comparables, 1 are more expensive per sqft. The 1 cheaper one is a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
BINGHATTI PHANTOM · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
No coordinates for this area yet.
MEDIAN PRICE · ACTIVE
AED 1.18MThis: AED 1.18M · 0%
AVG DOM
1d
THIS: 0D · −1D
ACTIVE COMPS
3
listings in segment
SIMILAR INVENTORY
Browse drops in Binghatti Phantom
VII · TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · MCC-S-78083-3
Last verified
…
08 Sep, 12:46
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
VERIFIED SPECIALISTS
No verified specialist for this area yet — leave your number and we'll connect you.
Browse verified specialists