5BR VILLA HIDD AL SAADIYAT
5BR + 6BA · 12,254 sqft · HIDD Al Saadiyat
★ Golden VisaVerified 3h ago
Now
AED 40.00M
AED 3,264
Price / sqft
12,254 sqft
Built-up area
5BR + 6BA
1d
On market
vs 37d median
AED 206,176
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
29 comps · 3× daily
BENCHMARK
Saadiyat Island, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 206K
vs AED 206K at pre-drop price (AED 40.00M) · See cuts ↓
DOWN PAYMENT
AED 8.00M
20% of price
DLD FEE
AED 1.60M
4% of price
MORTGAGE REG
AED 80K
0.25% loan + 290
CASH TO CLOSE
AED 9.68M
Day-one out-of-pocket
LOAN AMOUNT
AED 32.00M
25y · 6.00%
TOTAL INTEREST
AED 29.85M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 200K
/ mo · ~6% gross yield
BUY · NOW
AED 206K
+AED 6K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 41K/mo.
V · COMPARABLES
SAADIYAT ISLAND · 5BR · ACTIVEVALUE · 19 COMPS
VALUE HEADLINE
AED 3,264 /sqft+191%
vs area median AED 1,123 /sqft · 18 comps
RANK
18 / 19
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 18 LISTINGS
MORE EXPENSIVE /SQFT
1
6% of comps
CHEAPER /SQFT
17
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 40.00M12,2543,264———Single Row · High Ceiling · 5+M · HotAED 9.30M9,723956−1.5%—-71%Single Row with PODAED 9.00M9,046995——-70%Zero Premium · Sidr · Own ItAED 7.82M7,7501,010——-69%EthirAED 9.10M8,9751,014——-69%Single Row · Close To Amenities · Al SidrAED 8.00M7,7491,032——-68%TAKEAWAYOf 18 comparables, 1 are more expensive per sqft. The 17 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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