Drops · Realestate · Dubai · Samana MiamiBackDRNRE-S-22.09.04
1-BED APARTMENT SAMANA MIAMI
1BR + 2BA · 746 sqft
Verified 2d ago
Now
AED 1.04M
AED 1,394
Price / sqft
746 sqft
Built-up area
1BR + 2BA
18d
On market
AED 5,361
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed 3× daily
BENCHMARK
Samana Miami, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 5K
vs AED 5K at pre-drop price (AED 1.04M) · See cuts ↓
DOWN PAYMENT
AED 208K
20% of price
DLD FEE
AED 42K
4% of price
MORTGAGE REG
AED 2K
0.25% loan + 290
CASH TO CLOSE
AED 252K
Day-one out-of-pocket
LOAN AMOUNT
AED 832K
25y · 6.00%
TOTAL INTEREST
AED 776K
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 5K
/ mo · ~6% gross yield
BUY · NOW
AED 5K
+AED 161 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 1K/mo.
V · COMPARABLES
SAMANA MIAMI · 1BR · ACTIVEVALUE · 2 COMPS
VALUE HEADLINE
AED 1,394 /sqft-10%
vs area median AED 1,546 /sqft · 1 comps
RANK
1 / 2
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedAED / SQFT · DISTRIBUTION
BREAKDOWN · 1 LISTINGS
MORE EXPENSIVE /SQFT
1
100% of comps
CHEAPER /SQFT
0
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 1.04M7461,394———POOL VIEW · OPEN LAYOUTAED 1.07M6921,546——+11%TAKEAWAYOf 1 comparables, 1 are more expensive per sqft.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VII · TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · drnre-S-22.09.04
Last verified
…
09 Oct, 05:34
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
VERIFIED SPECIALISTS
No verified specialist for this area yet — leave your number and we'll connect you.
Browse verified specialists