4-BED PENTHOUSE LA SIRENE BUILDING 3
4BR + 5BA · 3,449 sqft
★ Golden VisaVerified 4d ago
Now
AED 13.99M
AED 4,058
Price / sqft
3,449 sqft
Built-up area
4BR + 5BA
17d
On market
AED 72,136
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed 3× daily
BENCHMARK
La Sirene Building, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 72K
vs AED 72K at pre-drop price (AED 13.99M) · See cuts ↓
DOWN PAYMENT
AED 2.80M
20% of price
DLD FEE
AED 560K
4% of price
MORTGAGE REG
AED 28K
0.25% loan + 290
CASH TO CLOSE
AED 3.39M
Day-one out-of-pocket
LOAN AMOUNT
AED 11.20M
25y · 6.00%
TOTAL INTEREST
AED 10.44M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 70K
/ mo · ~6% gross yield
BUY · NOW
AED 72K
+AED 2K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 14K/mo.
VI · AREA INTEL
LA SIRENE BUILDING 3 · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
VII · TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · S-TIERONE704
Last verified
…
07 Oct, 05:21
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
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