3-BED VILLA BLOOM LIVING
3BR + 5BA · 4,036 sqft · Bloom Living
★ Golden VisaVerified 2d ago
Now
AED 4.30M
AED 1,065
Price / sqft
4,036 sqft
Built-up area
3BR + 5BA
15d
On market
vs 18d median
AED 22,164
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
31 comps · 3× daily
BENCHMARK
Zayed City (Khalif, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 22K
vs AED 22K at pre-drop price (AED 4.30M) · See cuts ↓
DOWN PAYMENT
AED 860K
20% of price
DLD FEE
AED 172K
4% of price
MORTGAGE REG
AED 9K
0.25% loan + 290
CASH TO CLOSE
AED 1.04M
Day-one out-of-pocket
LOAN AMOUNT
AED 3.44M
25y · 6.00%
TOTAL INTEREST
AED 3.21M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 22K
/ mo · ~6% gross yield
BUY · NOW
AED 22K
+AED 664 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
ZAYED CITY (KHALIFA CITY C) · 3BR · ACTIVEVALUE · 29 COMPS
VALUE HEADLINE
AED 1,065 /sqft-24%
vs area median AED 1,402 /sqft · 28 comps
RANK
6 / 29
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 28 LISTINGS
MORE EXPENSIVE /SQFT
23
82% of comps
CHEAPER /SQFT
5
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.30M4,0361,065———Double Row · End Unit · Casares · Demanded · InvestAED 2.50M2,672936——-12%HANDOVER SOON · CORNER UNIT · SINGLE ROW · CASARESAED 2.60M2,763941——-12%Brand New · Freehold 4BR+Staff · Ready · ToledoAED 4.95M5,231946——-11%Brand New · Freehold 4BR+Staff · Ready · ToledoAED 4.95M5,231946——-11%CasaresAED 2.50M2,639947——-11%TAKEAWAYOf 28 comparables, 23 are more expensive per sqft. The 5 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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