Drops · Realestate · Dubai · Damac LagoonsBackMCC-S-76450-49
4-BED TOWNHOUSE MALTA
4BR + 4BA · 1,550 sqft · Malta
★ Golden VisaVerified 4d ago
Now
AED 2.60M
AED 1,677
Price / sqft
−4% vs area median
1,550 sqft
Built-up area
4BR + 4BA
10d
On market
vs 13d median
AED 13,401
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
BOTTOM LINE
Listed 10 days ago and priced 4% below comparable Damac Lagoons listings.
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
04
41 ACTIVE COMPS IN DAMAC LAGOONS
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
41 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 13K
vs AED 13K at pre-drop price (AED 2.60M) · See cuts ↓
DOWN PAYMENT
AED 520K
20% of price
DLD FEE
AED 104K
4% of price
MORTGAGE REG
AED 5K
0.25% loan + 290
CASH TO CLOSE
AED 629K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.08M
25y · 6.00%
TOTAL INTEREST
AED 1.94M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 13K
/ mo · ~6% gross yield
BUY · NOW
AED 13K
+AED 401 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
V · COMPARABLES
DAMAC LAGOONS · 4BR · ACTIVEVALUE · 30 COMPS
VALUE HEADLINE
AED 1,677 /sqft-3%
vs area median AED 1,729 /sqft · 29 comps
RANK
11 / 30
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 29 LISTINGS
MORE EXPENSIVE /SQFT
18
62% of comps
CHEAPER /SQFT
11
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 2.60M1,5501,677———4BR Resale · Go to Deal · Fast Growing CommunityAED 2.44M2,2111,106——-34%4,446 Sqft Plot · Single Row · End CornerAED 4.99M4,4461,122——-33%READY TO MOVE IN · CLOSE TO PARK · 4 BED THAED 2.75M2,2731,210——-28%Ready · Mortgageable · Close to LagoonsAED 2.60M1,8521,404——-16%TENANTED · ROI FROM DAY 1AED 3.50M2,3641,481——-12%TAKEAWAYOf 29 comparables, 18 are more expensive per sqft. The 11 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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