4-BED VILLA SPRINGS 2
4BR + 4BA · 3,696 sqft · Springs 2
★ Golden VisaVerified 3h ago
Now
AED 8.70M
AED 2,354
Price / sqft
3,696 sqft
Built-up area
4BR + 4BA
19d
On market
vs 10d median
AED 44,843
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
22 comps · 3× daily
BENCHMARK
The Springs, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 45K
vs AED 45K at pre-drop price (AED 8.70M) · See cuts ↓
DOWN PAYMENT
AED 1.74M
20% of price
DLD FEE
AED 348K
4% of price
MORTGAGE REG
AED 18K
0.25% loan + 290
CASH TO CLOSE
AED 2.11M
Day-one out-of-pocket
LOAN AMOUNT
AED 6.96M
25y · 6.00%
TOTAL INTEREST
AED 6.49M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 44K
/ mo · ~6% gross yield
BUY · NOW
AED 45K
+AED 1K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 9K/mo.
V · COMPARABLES
THE SPRINGS · 4BR · ACTIVEVALUE · 7 COMPS
VALUE HEADLINE
AED 2,354 /sqft+11%
vs area median AED 2,128 /sqft · 6 comps
RANK
6 / 7
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 6 LISTINGS
MORE EXPENSIVE /SQFT
1
17% of comps
CHEAPER /SQFT
5
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 8.70M3,6962,354———SPRINGS 1 · VACANT NOWAED 7.40M4,1041,803——-23%Fully Extended · VOTAED 4.80M2,5911,853——-21%Type 3E · Fully Upgraded and Extended VillaAED 6.40M3,3481,912——-19%Turnkey High End Renovation · ExtendedAED 7.65M3,5952,128——-10%Quiet Location · Opposite Lake · Type 2MAED 6.30M2,7402,299——-2%TAKEAWAYOf 6 comparables, 1 are more expensive per sqft. The 5 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
THE SPRINGS · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
AREA PULSE · 30D
BUYER'S MARKET↑ 10↑10 vs prior 30d
PRICE CUTS · THE SPRINGS · PROPERTY · 0 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 3.83MThis: AED 8.70M · +127%
AVG DOM
10d
THIS: 19D · +9D
ACTIVE COMPS
22
listings in segment
SIMILAR INVENTORY
Browse drops in The Springs