5-BED TOWNHOUSE SANTORINI
5BR + 5BA · 2,315 sqft · Santorini
★ Golden VisaVerified 13h ago
Now
AED 4.00M
AED 1,728
Price / sqft
2,315 sqft
Built-up area
5BR + 5BA
4d
On market
vs 17d median
AED 20,618
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
41 comps · 3× daily
BENCHMARK
Damac Lagoons, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 21K
vs AED 21K at pre-drop price (AED 4.00M) · See cuts ↓
DOWN PAYMENT
AED 800K
20% of price
DLD FEE
AED 160K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 968K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.20M
25y · 6.00%
TOTAL INTEREST
AED 2.99M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 20K
/ mo · ~6% gross yield
BUY · NOW
AED 21K
+AED 618 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
DAMAC LAGOONS · 5BR · ACTIVEVALUE · 35 COMPS
VALUE HEADLINE
AED 1,728 /sqft+1%
vs area median AED 1,714 /sqft · 34 comps
RANK
19 / 35
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 34 LISTINGS
MORE EXPENSIVE /SQFT
16
47% of comps
CHEAPER /SQFT
18
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.00M2,3151,728———4BR Resale · Go to Deal · Fast Growing CommunityAED 2.44M2,2111,106——-36%4,446 Sqft Plot · Single Row · End CornerAED 4.99M4,4461,122——-35%4-bedroom VillaAED 2.65M2,2801,162——-33%Keys In Hand · Ready Unit · P SeriesAED 2.68M2,2731,179——-32%Single Row · Closer to Park · Handing Over SoonAED 2.70M2,2771,186——-31%TAKEAWAYOf 34 comparables, 16 are more expensive per sqft. The 18 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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