Drops · Realestate · Dubai · The ValleyBackMCC-S-78242-33
4-BED TOWNHOUSE ELORA
4BR + 4BA · 2,486 sqft · Elora
★ Golden VisaVerified 1h ago
Now
AED 3.52M
AED 1,418
Price / sqft
2,486 sqft
Built-up area
4BR + 4BA
5d
On market
vs 10d median
AED 18,169
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
16 comps · 3× daily
BENCHMARK
The Valley, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 18K
vs AED 18K at pre-drop price (AED 3.52M) · See cuts ↓
DOWN PAYMENT
AED 705K
20% of price
DLD FEE
AED 141K
4% of price
MORTGAGE REG
AED 7K
0.25% loan + 290
CASH TO CLOSE
AED 853K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.82M
25y · 6.00%
TOTAL INTEREST
AED 2.63M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 18K
/ mo · ~6% gross yield
BUY · NOW
AED 18K
+AED 544 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
THE VALLEY · 4BR · ACTIVEVALUE · 16 COMPS
VALUE HEADLINE
AED 1,418 /sqft-11%
vs area median AED 1,585 /sqft · 15 comps
RANK
5 / 16
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 15 LISTINGS
MORE EXPENSIVE /SQFT
11
73% of comps
CHEAPER /SQFT
4
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.52M2,4861,418———OP Deal · Facing the park · 5BR VillaAED 7.50M6,0781,234——-13%BrandNew Villa · Multiple OptionsAED 2.70M2,1021,284——-9%Corner Unit · Near to Amenities · More OptionsAED 3.60M2,6171,376——-3%Handed Over · Mortgage EligibleAED 3.50M2,5051,397——-1%Near Amenities · Vacant on TransferAED 2.70M1,8731,442——+2%TAKEAWAYOf 15 comparables, 11 are more expensive per sqft. The 4 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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