3-BED APARTMENT AL GHAF 1
3BR + 3BA · 1,855 sqft
★ Golden VisaVerified 3h ago
Now
AED 3.63M
AED 1,954
Price / sqft
1,855 sqft
Built-up area
3BR + 3BA
14d
On market
vs 5d median
AED 18,685
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
3 comps · 3× daily
BENCHMARK
Al Ghaf 1, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 19K
vs AED 19K at pre-drop price (AED 3.63M) · See cuts ↓
DOWN PAYMENT
AED 725K
20% of price
DLD FEE
AED 145K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 878K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.90M
25y · 6.00%
TOTAL INTEREST
AED 2.71M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 18K
/ mo · ~6% gross yield
BUY · NOW
AED 19K
+AED 560 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
AL GHAF 1 · 3BR · ACTIVEVALUE · 2 COMPS
VALUE HEADLINE
AED 1,954 /sqft+58%
vs area median AED 1,235 /sqft · 1 comps
RANK
2 / 2
MID/HIGH RANGE
AED / SQFT · DISTRIBUTION
BREAKDOWN · 1 LISTINGS
MORE EXPENSIVE /SQFT
0
0% of comps
CHEAPER /SQFT
1
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.63M1,8551,954———2BR · READY TO MOVE · INVESTOR DEALSAED 1.60M1,2961,235——-37%TAKEAWAYOf 1 comparables, 0 are more expensive per sqft. The 1 cheaper one is a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
AL GHAF 1 · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
MEDIAN PRICE · ACTIVE
AED 1.60MThis: AED 3.63M · +127%
AVG DOM
5d
THIS: 14D · +9D
ACTIVE COMPS
3
listings in segment
SIMILAR INVENTORY
Browse drops in Al Ghaf 1
VII · TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · ADM266421
Last verified
…
04 Nov, 04:57
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
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