Drops · Realestate · Dubai · The ValleyBackL-15335

3BR TOWNHOUSE TALIA

3BR + 3BA · 1,872 sqft · Talia

▼ −3.3%★ Golden VisaVerified 7d ago

Now

$790K

was $817K−$27K · −3.3%

38-day history

−28dToday

Open on PropertyFinder

38-day history

🔄Relisted — this listing was removed and reappeared (last: 03 Jul)

II · THE THESIS

DEAL SCORE 34 / 100

WHY THIS IS A DEAL

BOTTOM LINE

Scored 34/100 (Fair deal) because seller has made 1 cut since listing 125d ago. A fair offer band sits $734K–$766K.

All four signals + supporting evidence below. How do these scores work?

HEADLINE · COMPOSITE

Fair deal

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN · 34 PTS

Drop % 6/35

Negotiability 9/25

Confidence 9/10

Relist signal 10/10

Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.

MOTIVATION · 35

1 cut · 125d on market · Price evidence ↓

VELOCITY MEDIUM·MOST RECENT CUT −3%

NEGOTIABILITY · MODERATE

MODERATE

Suggested offer $734K – $766K. Find a specialist ↓

BASED ON · MOTIVATION · CUT COUNT · TIME ON MARKET · TOTAL REDUCTION

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

27 comps · 2h fresh

OFFER BAND

±4% confidence

BENCHMARK

The Valley, last 180d

REFRESH

Hourly

III · THE EVIDENCE

1 CUT · −3.3% · −-$27K

PRICE ACTION · 27 DAYS

PRICE / TIME

Y: AED · X: days since listed · Envelope: median ±8%

AED USD EUR

AskingArea median 2.6MExpected rangeCut event

CUT-BY-CUT · 1 EVENT

D27

was $817K → $790K

27d after listing

−3.3%

-$27K

TOTAL · 27D

−3.3%

-$27K

NARRATIVESingle cut of 3.3% — early signal that the seller is testing the market.

Unlock the price history · AED 199 / mo

Every cut event · area median overlay · CSV export

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

$4K−$140 / mo

vs $4K at pre-drop price ($817K) · See cuts ↓

DOWN PAYMENT

$158K

20% of price

DLD FEE

$32K

4% of price

MORTGAGE REG

$2K

0.25% loan + 290

CASH TO CLOSE

$191K

Day-one out-of-pocket

LOAN AMOUNT

$632K

25y · 6.00%

TOTAL INTEREST

$589K

Over full term

RENT VS BUY

RENT · ESTIMATE

$4K

/ mo · ~6% gross yield

BUY · NOW

$4K

+$462 / mo

Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~$805/mo.

V · COMPARABLES

THE VALLEY · 3BR · ACTIVE

VALUE · 27 COMPS

VALUE HEADLINE

AED 1,549 /sqft+7%

vs area median AED 1,442 /sqft · 26 comps

RANK

21 / 27

MID/HIGH RANGE

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 26 LISTINGS

MORE EXPENSIVE /SQFT

23% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

this listing: 0d

NEW THIS WEEK

Fresh inventory

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

TAKEAWAYOf 26 comparables, 6 are more expensive per sqft. The 20 cheaper ones are a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

3BR TOWNHOUSE TALIA

WHY THIS IS A DEAL

PRICE ACTION · 27 DAYS

MORTGAGE · RENT · BREAK-EVEN

VALUE · 27 COMPS

GEOGRAPHY · PULSE · VELOCITY

THIS IS THE MOMENT

SIMILAR OPPORTUNITIES