2-BED APARTMENT ZAZEN GARDENS
2BR + 2BA ยท 1,372 sqft
โ
Golden VisaVerified 4h ago
Now
AED 2.05M
AED 1,494
Price / sqft
1,372 sqft
Built-up area
2BR + 2BA
231d
On market
AED 10,567
Mortgage est.
25y ยท 6% ยท 20% down
II ยท THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE ยท COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation ยท Negotiability ยท Below median ยท Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 ยท Neg 25 ยท Med 20 ยท Conf 10 ยท Relist 10
COMPS
Active comps refreshed 3ร daily
BENCHMARK
Zazen Gardens, last 180d
REFRESH
3ร daily
IV ยท CASHFLOW
UAE CB GUIDELINES ยท YOUR ASSUMPTIONSMORTGAGE ยท RENT ยท BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps ยท 25-yr tenor ยท 80% LTV on a first home โค AED 5M ยท rates vary by bank โ drag the sliders
MONTHLY ยท NOW
AED 11K
vs AED 11K at pre-drop price (AED 2.05M) ยท See cuts โ
DOWN PAYMENT
AED 410K
20% of price
DLD FEE
AED 82K
4% of price
MORTGAGE REG
AED 4K
0.25% loan + 290
CASH TO CLOSE
AED 496K
Day-one out-of-pocket
LOAN AMOUNT
AED 1.64M
25y ยท 6.00%
TOTAL INTEREST
AED 1.53M
Over full term
RENT VS BUY
RENT ยท ESTIMATE
AED 10K
/ mo ยท ~6% gross yield
BUY ยท NOW
AED 11K
+AED 317 / mo
Your monthly cost is already higher than the rent estimate โ the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 2K/mo.
VII ยท TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref ยท RL-185678
Last verified
โฆ
29 Oct, 14:58
Freshness
3ร daily
8h scan window
Method
Direct scrape
Reference-keyed
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