4BR APARTMENT ST. REGIS RESIDENCES FINANCIAL CENTER ROAD
4BR + 5BA · 3,298 sqft · St. Regis Residences Financial Center Road
▼ −16.0%★ Golden VisaVerified 41d ago
68-day history
II · THE THESIS
DEAL SCORE 50 / 100WHY THIS IS A DEAL
BOTTOM LINE
Scored 50/100 (Good opportunity) because seller has made 1 cut since listing 72d ago. A fair offer band sits €2.33M–€2.51M.
All four signals + supporting evidence below. How do these scores work?
01
HEADLINE · COMPOSITE
Good opportunity
Composite of price drop, motivation, area position, and data confidence.
SCORE BREAKDOWN · 50 PTS
28
13
9
Drop % 28/35
Negotiability 13/25
Confidence 9/10
Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.
03
BASED ON · MOTIVATION · CUT COUNT · TIME ON MARKET · TOTAL REDUCTION
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed hourly
OFFER BAND
±4% confidence
BENCHMARK
Downtown Dubai, last 180d
REFRESH
Hourly
III · THE EVIDENCE
1 CUT · −16.0% · −-€504KPRICE ACTION · 5 DAYS
AskingExpected rangeCut event
CUT-BY-CUT · 1 EVENT
D5
was €3.15M → €2.64M
5d after listing
−16.0%
-€504K
TOTAL · 5D
−16.0%
-€504K
NARRATIVESingle cut of 16.0% — early signal that the seller is testing the market.
Unlock the price history · AED 199 / mo
Every cut event · area median overlay · CSV export
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.
MONTHLY · NOW
€14K−€3K / mo
vs €16K at pre-drop price (€3.15M) · See cuts ↓
DOWN PAYMENT
€529K
20% of price
DLD FEE
€106K
4% of price
MORTGAGE REG
€5K
0.25% loan + 290
CASH TO CLOSE
€640K
Day-one out-of-pocket
LOAN AMOUNT
€2.12M
25y · 6.00%
TOTAL INTEREST
€1.97M
Over full term
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~€3K/mo.
VI · AREA INTEL
DOWNTOWN DUBAI · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
VII · TRUST & ACTION
DATA ATTESTED · 28 MAY, 09:57THIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · DPF-S-48191
Last verified
…
28 May, 09:57
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
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