Drops · Realestate · Dubai · Dubai Creek Harbour (The Lagoons)BackBI-S-20-18902

READY TO MOVE IN FULLY FURNISHED

1BR + 1BA · 755 sqft · Montiva Tower

Verified 4d ago

Now

AED 1.78M

Open on PropertyFinder

AED 2,358

Price / sqft

−39% vs area median

755 sqft

Built-up area

1BR + 1BA

On market

vs 7d median

AED 9,175

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

HEADLINE · COMPOSITE

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN

Awaiting first price event to compute score.

Below — the four signals that built this composite. Free-tier shows the headline only; Insider unlocks the underlying evidence.

BELOW MEDIAN · −39%

−39%

AED 2,358/sqft vs area median 2,629/sqft. See 5 comps ↓

5 ACTIVE COMPS IN DUBAI CREEK HARBOUR (THE LAGOONS)

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

5 comps · 2h fresh

OFFER BAND

±4% confidence

BENCHMARK

Dubai Creek Harbou, last 180d

REFRESH

Hourly

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

AED 9K

vs AED 9K at pre-drop price (AED 1.78M) · See cuts ↓

DOWN PAYMENT

AED 356K

20% of price

DLD FEE

AED 71K

4% of price

MORTGAGE REG

AED 4K

0.25% loan + 290

CASH TO CLOSE

AED 431K

Day-one out-of-pocket

LOAN AMOUNT

AED 1.42M

25y · 6.00%

TOTAL INTEREST

AED 1.33M

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 14K

/ mo · ~6% gross yield

BUY · NOW

AED 9K

−AED 5K / mo

0y10y

Buying beats renting after 1.2 years at the current price.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 2K/mo.

V · COMPARABLES

DUBAI CREEK HARBOUR (THE LAGOONS) · 1BR · ACTIVE

VALUE · 3 COMPS

VALUE HEADLINE

AED 2,358 /sqft-10%

vs area median AED 2,629 /sqft · 2 comps

RANK

1 / 3

CHEAPEST QUARTILE

OUR TAKE

★ Underpriced

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 2 LISTINGS

MORE EXPENSIVE /SQFT

100% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

19d

this listing: 4d

NEW THIS WEEK

Fresh inventory

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

TAKEAWAYOf 2 comparables, 2 are more expensive per sqft.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

VI · AREA INTEL

DUBAI CREEK HARBOUR (THE LAGOONS) · ACTIVE COMPS

GEOGRAPHY · PULSE · VELOCITY

AREA PULSE · 30D

BUYER'S MARKET

↑ 1223↑414 vs last 30d

drops detected · UAE-wide

MEDIAN PRICE · ACTIVE

AED 2.90MThis: AED 1.78M · -39%

AVG DOM

THIS: 5D · −2D

ACTIVE COMPS

listings in segment

SIMILAR INVENTORY

Browse drops in Dubai Creek Harbour (The Lagoons)

Browse

VII · TRUST & ACTION

DATA ATTESTED · 21 MAY, 08:05

THIS IS THE MOMENT

SOURCE & CONFIDENCE

90%HIGH

Source

PropertyFinder

Ref · BI-S-20-18902

Last verified

4d ago

21 May, 08:05

Freshness

Hourly

2h scan window

Method

Direct scrape

Reference-keyed

VERIFIED SPECIALISTS

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SAVE & SHARE

Sourced & verified by UAEDrops. Independent — we don't accept agency listings.

VIII · NEXT BEST

4 ACTIVE IN DUBAI CREEK HARBOUR (THE LAGOONS) · RANKED BY RECENCY

SIMILAR OPPORTUNITIES

SCORE 25

Beach Lagoon Views I Spacious Layout | Brand New

APARTMENT · PALACE RESIDENCE NORTH

AED 4.50M

ACTIVE LISTING

SCORE 25

Skyvue Solair | Luxury 2BR | Lagoon View

APARTMENT · SKYVUE SOLAIR

AED 2.45M

ACTIVE LISTING

SCORE 25

Vacant| L-shaped| With Balcony| Spacious 484 Sqft

Exclusive Brand New Fully Furnished Premium Apt

APARTMENT · AL JADDAF

AED 2.69M

ACTIVE LISTING

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