MOVE IN READY GOOD CONDITION · PRIME LOCATION
3BR + 4BA · 3,746 sqft
Verified 21m ago
Now
AED 275K
AED 73
Price / sqft
−5% vs area median
3,746 sqft
Built-up area
3BR + 4BA
0d
On market
vs 12d median
AED 1,417
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
Composite of price drop, motivation, area position, and data confidence.
SCORE BREAKDOWN
Awaiting first price event to compute score.
Below — the four signals that built this composite. Free-tier shows the headline only; Insider unlocks the underlying evidence.
04
23 ACTIVE COMPS IN NOYA LUMA
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
23 comps · 2h fresh
OFFER BAND
±4% confidence
BENCHMARK
Noya Luma, last 180d
REFRESH
Hourly
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.
MONTHLY · NOW
AED 1K
vs AED 1K at pre-drop price (AED 275K) · See cuts ↓
DOWN PAYMENT
AED 55K
20% of price
DLD FEE
AED 11K
4% of price
MORTGAGE REG
AED 840
0.25% loan + 290
CASH TO CLOSE
AED 67K
Day-one out-of-pocket
LOAN AMOUNT
AED 220K
25y · 6.00%
TOTAL INTEREST
AED 205K
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 1K
/ mo · ~6% gross yield
BUY · NOW
AED 1K
−AED 33 / mo
0y10y
Buying beats renting after 30.3 years at the current price.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 281/mo.
V · COMPARABLES
NOYA LUMA · 3BR · ACTIVEVALUE · 20 COMPS
VALUE HEADLINE
AED 73 /sqft+3%
vs area median AED 71 /sqft · 19 comps
RANK
12 / 20
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 19 LISTINGS
MORE EXPENSIVE /SQFT
7
37% of comps
CHEAPER /SQFT
12
See table
MEDIAN DOM
0d
this listing: 0d
NEW THIS WEEK
19
Fresh inventory
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 275K3,74673—0d—Single Row | Vacant | Brand New CommunityAED 250K4,23959—0d-19%Upcoming! 3 bed | Private garden | Noya LumaAED 250K4,24159—0d-19%Corner Unit | Single Row | Upcoming JulyAED 250K4,24059—0d-19%3BHK Villa | Move-In Ready | Family CommunityAED 290K4,53164—0d-12%Single Row | Ready to Move | Great LocationAED 290K4,53164—0d-12%TAKEAWAYOf 19 comparables, 7 are more expensive per sqft. The 12 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
NOYA LUMA · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
No coordinates for this area yet.
AREA PULSE · 30D
SLOWING↓ 350↓1585 vs last 30d
drops detected · UAE-wide
MEDIAN PRICE · ACTIVE
AED 290KThis: AED 275K · -5%
AVG DOM
12d
THIS: 0D · −12D
ACTIVE COMPS
23
listings in segment
SIMILAR INVENTORY
Browse drops in Noya Luma
VII · TRUST & ACTION
DATA ATTESTED · 05 JUN, 10:48THIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · almira-2051
Last verified
…
05 Jun, 10:48
Freshness
Hourly
2h scan window
Method
Direct scrape
Reference-keyed
VIII · NEXT BEST
4 ACTIVE IN NOYA LUMA · RANKED BY RECENCYSIMILAR OPPORTUNITIES
−13%SCORE 56
Swimming Pool | Private Garden | Ready To Move
VILLA · MEDITERRANEAN STYLE
AED 160K
AED 184K
ACTIVE LISTING
SCORE 25
UNFURNISHED | Actual Photos | Private pool
VILLA · SAADIYAT BEACH VILLAS
AED 640K
ACTIVE LISTING
SCORE 25
Sea And Golf Course View | 4BR+Maid | Private Pool
VILLA · MAYAN 4
AED 420K
ACTIVE LISTING
SCORE 25
Spacious Family Home | Nice Community | 4 Payments
VILLA · AL FORSAN VILLAGE
AED 240K
ACTIVE LISTING
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