Drops · Realestate · UAE · RayaBackBH-S-231835
3BR [OBJECT OBJECT],[OBJECT OBJECT] RAYA
3BR + 3BA · 182 sqft
★ Golden VisaVerified 8d ago
Now
AED 3.10M
AED 17,016
Price / sqft
182 sqft
Built-up area
3BR + 3BA
7d
On market
AED 15,979
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
BOTTOM LINE
because listed 7 days ago.
All four signals + supporting evidence below. How do these scores work?
01
HEADLINE · COMPOSITE
Composite of price drop, motivation, area position, and data confidence.
SCORE BREAKDOWN
Awaiting first price event to compute score.
Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed hourly
OFFER BAND
±4% confidence
BENCHMARK
Raya, last 180d
REFRESH
Hourly
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.
MONTHLY · NOW
AED 16K
vs AED 16K at pre-drop price (AED 3.10M) · See cuts ↓
DOWN PAYMENT
AED 620K
20% of price
DLD FEE
AED 124K
4% of price
MORTGAGE REG
AED 6K
0.25% loan + 290
CASH TO CLOSE
AED 750K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.48M
25y · 6.00%
TOTAL INTEREST
AED 2.31M
Over full term
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 3K/mo.
VII · TRUST & ACTION
DATA ATTESTED · 01 AUG, 04:01THIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · BH-S-231835
Last verified
…
01 Aug, 04:01
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
VERIFIED SPECIALISTS
No verified specialist for this area yet — leave your number and we'll connect you.
Browse verified specialists