Drops · Realestate · Dubai · The ValleyBackXRP-VINDERA-THE-VALLEY-01
4-BED VILLA VINDERA
4BR + 5BA · 2,923 sqft · Vindera
★ Golden VisaVerified 11h ago
Now
AED 4.21M
AED 1,440
Price / sqft
2,923 sqft
Built-up area
4BR + 5BA
0d
On market
vs 11d median
AED 21,700
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
36 comps · Daily
BENCHMARK
The Valley, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 22K
vs AED 22K at pre-drop price (AED 4.21M) · See cuts ↓
DOWN PAYMENT
AED 842K
20% of price
DLD FEE
AED 168K
4% of price
MORTGAGE REG
AED 9K
0.25% loan + 290
CASH TO CLOSE
AED 1.02M
Day-one out-of-pocket
LOAN AMOUNT
AED 3.37M
25y · 6.00%
TOTAL INTEREST
AED 3.14M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 21K
/ mo · ~6% gross yield
BUY · NOW
AED 22K
+AED 650 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
THE VALLEY · 4BR · ACTIVEVALUE · 36 COMPS
VALUE HEADLINE
AED 1,440 /sqft-6%
vs area median AED 1,525 /sqft · 35 comps
RANK
12 / 36
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 35 LISTINGS
MORE EXPENSIVE /SQFT
24
69% of comps
CHEAPER /SQFT
11
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.21M2,9231,440———Prime Unit · Single Row · No AgentsAED 2.80M2,4001,167——-19%4 BR Corner Villa · Prime Unit · No AgentsAED 4.45M3,7501,187——-18%4 BED VILLA I EARLY HANDOVER I PRIVATE LIFT I G + 2FAED 7.79M6,3951,218——-15%4-Bedroom Standalone Villa I Avelia The Valley by EmaarAED 7.26M5,6831,277——-11%Priority Allocation · Final Cluster Of ValleyAED 5.09M3,9111,301——-10%TAKEAWAYOf 35 comparables, 24 are more expensive per sqft. The 11 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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