4-BED TOWNHOUSE ALVA
4BR + 6BA ยท 3,911 sqft ยท Alva
โ
Golden VisaVerified 4h ago
Now
AED 5.09M
AED 1,301
Price / sqft
3,911 sqft
Built-up area
4BR + 6BA
0d
On market
vs 12d median
AED 26,236
Mortgage est.
25y ยท 6% ยท 20% down
II ยท THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE ยท COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation ยท Negotiability ยท Below median ยท Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 ยท Neg 25 ยท Med 20 ยท Conf 10 ยท Relist 10
COMPS
29 comps ยท Daily
BENCHMARK
The Valley, last 180d
REFRESH
Daily
IV ยท CASHFLOW
UAE CB GUIDELINES ยท YOUR ASSUMPTIONSMORTGAGE ยท RENT ยท BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps ยท 25-yr tenor ยท 80% LTV on a first home โค AED 5M ยท rates vary by bank โ drag the sliders
MONTHLY ยท NOW
AED 26K
vs AED 26K at pre-drop price (AED 5.09M) ยท See cuts โ
DOWN PAYMENT
AED 1.02M
20% of price
DLD FEE
AED 204K
4% of price
MORTGAGE REG
AED 10K
0.25% loan + 290
CASH TO CLOSE
AED 1.23M
Day-one out-of-pocket
LOAN AMOUNT
AED 4.07M
25y ยท 6.00%
TOTAL INTEREST
AED 3.80M
Over full term
RENT VS BUY
RENT ยท ESTIMATE
AED 25K
/ mo ยท ~6% gross yield
BUY ยท NOW
AED 26K
+AED 786 / mo
Your monthly cost is already higher than the rent estimate โ the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 5K/mo.
V ยท COMPARABLES
THE VALLEY ยท 4BR ยท ACTIVEVALUE ยท 29 COMPS
VALUE HEADLINE
AED 1,301 /sqft-20%
vs area median AED 1,636 /sqft ยท 28 comps
RANK
3 / 29
CHEAPEST QUARTILE
OUR TAKE
โ
UnderpricedPRICE ร SIZE ยท DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT ยท DISTRIBUTION
BREAKDOWN ยท 28 LISTINGS
MORE EXPENSIVE /SQFT
26
93% of comps
CHEAPER /SQFT
2
See table
MEDIAN DOM
โ
this listing: โ
NEW THIS WEEK
โ
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMฮ vs this
This listingThisAED 5.09M3,9111,301โโโ4BR Villa ยท Avelia The Valley ยท Private Pool & Park ViewsAED 5.09M4,3371,175โโ-10%4 BED VILLA I EARLY HANDOVER I PRIVATE LIFT I G + 2FAED 7.79M6,3951,218โโ-6%Corner Unit ยท Near to Amenities ยท More OptionsAED 3.60M2,6171,376โโ+6%Handed Over ยท Mortgage EligibleAED 3.50M2,5051,397โโ+7%Mortgage Welcome ยท Vacant ยท Negotiable PriceAED 2.70M1,9181,408โโ+8%TAKEAWAYOf 28 comparables, 26 are more expensive per sqft. The 2 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables ยท AED 199 / mo
Scatter ยท distribution ยท full table ยท CSV export