Drops · Realestate · Dubai · Palm JumeirahBackTAV-LIS-OPP-961

4BR PENTHOUSE THE ALBA RESIDENCES BY OMNIYAT

4BR + 6BA · 16,350 sqft · The Alba Residences by Omniyat

★ Golden VisaVerified 2h ago

Now

AED 127.50M

Open on Bayut

AED 7,798

Price / sqft

16,350 sqft

Built-up area

4BR + 6BA

On market

vs 2d median

AED 657,187

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

BOTTOM LINE

because listed 0 days ago.

All four signals + supporting evidence below. How do these scores work?

HEADLINE · COMPOSITE

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN

Awaiting first price event to compute score.

Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

5 comps · Daily

BENCHMARK

Palm Jumeirah, last 180d

REFRESH

Daily

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

AED 657K

vs AED 657K at pre-drop price (AED 127.50M) · See cuts ↓

DOWN PAYMENT

AED 25.50M

20% of price

DLD FEE

AED 5.10M

4% of price

MORTGAGE REG

AED 255K

0.25% loan + 290

CASH TO CLOSE

AED 30.86M

Day-one out-of-pocket

LOAN AMOUNT

AED 102.00M

25y · 6.00%

TOTAL INTEREST

AED 95.16M

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 638K

/ mo · ~6% gross yield

BUY · NOW

AED 657K

+AED 20K / mo

Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 130K/mo.

V · COMPARABLES

PALM JUMEIRAH · 4BR · ACTIVE

VALUE · 4 COMPS

VALUE HEADLINE

AED 7,798 /sqft+95%

vs area median AED 4,000 /sqft · 3 comps

RANK

4 / 4

MID/HIGH RANGE

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 3 LISTINGS

MORE EXPENSIVE /SQFT

0% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

—

this listing: —

NEW THIS WEEK

—

Last 7 days

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

This listingThisAED 127.50M16,3507,798———3 Bed | Fully Upgraded | Duplex PenthouseAED 8.50M4,3691,946——-75%Luxury Penthouse | Beachfront Living DubaiAED 60.81M15,2024,000——-49%Best Priced Royal PH | Private PoolAED 55.00M7,3617,472——-4%

TAKEAWAYOf 3 comparables, 0 are more expensive per sqft. The 3 cheaper ones are a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

VI · AREA INTEL

PALM JUMEIRAH · ACTIVE COMPS

GEOGRAPHY · PULSE · VELOCITY

MEDIAN PRICE · ACTIVE

AED 55.00MThis: AED 127.50M · +132%

AVG DOM

THIS: 0D · −2D

ACTIVE COMPS

listings in segment

SIMILAR INVENTORY

Browse drops in Palm Jumeirah

Browse

VII · TRUST & ACTION

DATA ATTESTED · 30 AUG, 05:39

THIS IS THE MOMENT

SOURCE & CONFIDENCE

90%HIGH

Source

Bayut

Ref · TAV-LIS-OPP-961

Last verified

…

30 Aug, 05:39

Freshness

Daily

24h scan window

Method

Direct scrape

Reference-keyed

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Sourced & verified by UAEDrops. Independent — we don't accept agency listings.