4BR PENTHOUSE THE S TOWER
4BR + 6BA · 4,815 sqft · The S Tower
★ Golden VisaVerified 1h ago
Now
AED 17.80M
AED 3,697
Price / sqft
4,815 sqft
Built-up area
4BR + 6BA
0d
On market
AED 91,749
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed Daily
BENCHMARK
Dubai Internet Cit, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 92K
vs AED 92K at pre-drop price (AED 17.80M) · See cuts ↓
DOWN PAYMENT
AED 3.56M
20% of price
DLD FEE
AED 712K
4% of price
MORTGAGE REG
AED 36K
0.25% loan + 290
CASH TO CLOSE
AED 4.31M
Day-one out-of-pocket
LOAN AMOUNT
AED 14.24M
25y · 6.00%
TOTAL INTEREST
AED 13.28M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 89K
/ mo · ~6% gross yield
BUY · NOW
AED 92K
+AED 3K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 18K/mo.
VI · AREA INTEL
DUBAI INTERNET CITY · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
VII · TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
Bayut
Ref · STOWER17
Last verified
…
11 Sep, 04:59
Freshness
Daily
24h scan window
Method
Direct scrape
Reference-keyed
VERIFIED SPECIALISTS
No verified specialist for this area yet — leave your number and we'll connect you.
Browse verified specialists