3-BED PENTHOUSE SERENIA LIVING TOWER 3
3BR + 4BA · 6,298 sqft · Serenia Living Tower 3
★ Golden VisaVerified 4h ago
Now
AED 33.70M
AED 5,351
Price / sqft
6,298 sqft
Built-up area
3BR + 4BA
0d
On market
vs 8d median
AED 173,704
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
14 comps · Daily
BENCHMARK
Palm Jumeirah, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 174K
vs AED 174K at pre-drop price (AED 33.70M) · See cuts ↓
DOWN PAYMENT
AED 6.74M
20% of price
DLD FEE
AED 1.35M
4% of price
MORTGAGE REG
AED 68K
0.25% loan + 290
CASH TO CLOSE
AED 8.16M
Day-one out-of-pocket
LOAN AMOUNT
AED 26.96M
25y · 6.00%
TOTAL INTEREST
AED 25.15M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 169K
/ mo · ~6% gross yield
BUY · NOW
AED 174K
+AED 5K / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 34K/mo.
V · COMPARABLES
PALM JUMEIRAH · 3BR · ACTIVEVALUE · 10 COMPS
VALUE HEADLINE
AED 5,351 /sqft-8%
vs area median AED 5,848 /sqft · 9 comps
RANK
5 / 10
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 9 LISTINGS
MORE EXPENSIVE /SQFT
5
56% of comps
CHEAPER /SQFT
4
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 33.70M6,2985,351———3BR Duplex PH · UnfurnishedAED 8.50M4,6771,817——-66%Duplex Penthouse · H-Type · Park ViewsAED 9.95M5,2381,900——-64%Duplex Penthouse · Vacant · G-TypeAED 10.50M4,8442,168——-59%Ultra-Luxury · Corner Penthouse · Private PoolAED 21.50M5,8693,663——-32%Beachfront 3BR Apartment · Bella Palm Jumeirah · Marina & Skyline ViewsAED 10.10M1,7275,848——+9%TAKEAWAYOf 9 comparables, 5 are more expensive per sqft. The 4 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
PALM JUMEIRAH · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
MEDIAN PRICE · ACTIVE
AED 32.85MThis: AED 33.70M · +3%
AVG DOM
8d
THIS: 0D · −8D
ACTIVE COMPS
14
listings in segment
SIMILAR INVENTORY
Browse drops in Palm Jumeirah