Drops · Realestate · Dubai · The ValleyBackB810E417-2040-4E22-9012-98FA4FE973BD
4-BED TOWNHOUSE EDEN
4BR + 4BA · 2,300 sqft · Eden
★ Golden VisaVerified 3h ago
Now
AED 3.50M
AED 1,522
Price / sqft
2,300 sqft
Built-up area
4BR + 4BA
0d
On market
vs 11d median
AED 18,040
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
34 comps · Daily
BENCHMARK
The Valley, last 180d
REFRESH
Daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 18K
vs AED 18K at pre-drop price (AED 3.50M) · See cuts ↓
DOWN PAYMENT
AED 700K
20% of price
DLD FEE
AED 140K
4% of price
MORTGAGE REG
AED 7K
0.25% loan + 290
CASH TO CLOSE
AED 847K
Day-one out-of-pocket
LOAN AMOUNT
AED 2.80M
25y · 6.00%
TOTAL INTEREST
AED 2.61M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 18K
/ mo · ~6% gross yield
BUY · NOW
AED 18K
+AED 540 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
THE VALLEY · 4BR · ACTIVEVALUE · 34 COMPS
VALUE HEADLINE
AED 1,522 /sqft-4%
vs area median AED 1,585 /sqft · 33 comps
RANK
15 / 34
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 33 LISTINGS
MORE EXPENSIVE /SQFT
19
58% of comps
CHEAPER /SQFT
14
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.50M2,3001,522———4 BED VILLA I EARLY HANDOVER I PRIVATE LIFT I G + 2FAED 7.79M6,3951,218——-20%4-Bedroom Standalone Villa I Avelia The Valley by EmaarAED 7.26M5,6831,277——-16%Priority Allocation · Final Cluster Of ValleyAED 5.09M3,9111,301——-15%Vacant · Close to Pool · Vastu CompliantAED 3.45M2,6031,325——-13%5 Bed Villa I Free 10 Year Family Golden Visa I Emaar Community I Close To Amenities IAED 8.87M6,5311,359——-11%TAKEAWAYOf 33 comparables, 19 are more expensive per sqft. The 14 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export