Drops · Realestate · Dubai · Karma by VisionBackPF-JNGM-AS-168317
2BR APARTMENT KARMA BY VISION
2BR + 2BA · 1,289 sqft
▼ −3.1%Verified 4d ago
16-day history
II · THE THESIS
DEAL SCORE 18 / 100WHY THIS IS A DEAL
BOTTOM LINE
Scored 18/100 (Below average) because seller has made 1 cut since listing 16d ago. A fair offer band sits $405K–$422K.
All four signals + supporting evidence below. How do these scores work?
01
HEADLINE · COMPOSITE
Below average
Composite of price drop, motivation, area position, and data confidence.
SCORE BREAKDOWN · 18 PTS
5
4
9
Drop % 5/35
Negotiability 4/25
Confidence 9/10
Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.
03
BASED ON · MOTIVATION · CUT COUNT · TIME ON MARKET · TOTAL REDUCTION
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
Active comps refreshed hourly
OFFER BAND
±4% confidence
BENCHMARK
Karma by Vision, last 180d
REFRESH
Hourly
III · THE EVIDENCE
1 CUT · −3.1% · −-$14KPRICE ACTION · 11 DAYS
AskingExpected rangeCut event
CUT-BY-CUT · 1 EVENT
D11
was $449K → $435K
11d after listing
−3.1%
-$14K
TOTAL · 11D
−3.1%
-$14K
NARRATIVESingle cut of 3.1% — early signal that the seller is testing the market.
Unlock the price history · AED 199 / mo
Every cut event · area median overlay · CSV export
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.
MONTHLY · NOW
$2K−$72 / mo
vs $2K at pre-drop price ($449K) · See cuts ↓
DOWN PAYMENT
$87K
20% of price
DLD FEE
$17K
4% of price
MORTGAGE REG
$950
0.25% loan + 290
CASH TO CLOSE
$105K
Day-one out-of-pocket
LOAN AMOUNT
$348K
25y · 6.00%
TOTAL INTEREST
$325K
Over full term
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~$444/mo.
VII · TRUST & ACTION
DATA ATTESTED · 04 AUG, 10:45THIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · PF-jNGm-AS-168317
Last verified
…
04 Aug, 10:45
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
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