Drops · Realestate · Abu Dhabi · Saadiyat IslandBackRAS00135

3BR PENTHOUSE THE PEARL RESIDENCES AT SAADIYAT

3BR + 5BA · 3,950 sqft · The Pearl Residences at Saadiyat

Verified 4h ago

Now

AED 419K

Open on PropertyFinder

AED 106

Price / sqft

−88% vs area median

3,950 sqft

Built-up area

3BR + 5BA

On market

vs 11d median

AED 2,159

Mortgage est.

25y · 6% · 20% down

II · THE THESIS

DEAL SCORE PENDING

WHY THIS IS A DEAL

BOTTOM LINE

because listed 9 days ago and priced 88% below comparable Saadiyat Island listings.

All four signals + supporting evidence below. How do these scores work?

HEADLINE · COMPOSITE

Composite of price drop, motivation, area position, and data confidence.

SCORE BREAKDOWN

Awaiting first price event to compute score.

Free-tier shows the headline only. Insider unlocks the four detailed evidence rows below.

BELOW MEDIAN · −88%

−88%

AED 106/sqft vs area median 992/sqft. See 43 comps ↓

43 ACTIVE COMPS IN SAADIYAT ISLAND

Motivation · Negotiability · Below median · Every section below

INPUTS

4 signals + relist

WEIGHTS

Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10

COMPS

43 comps · 2h fresh

OFFER BAND

±4% confidence

BENCHMARK

Saadiyat Island, last 180d

REFRESH

Hourly

IV · CASHFLOW

UAE CB GUIDELINES · YOUR ASSUMPTIONS

MORTGAGE · RENT · BREAK-EVEN

YOUR ASSUMPTIONS

Down payment20%

15%40%

Interest rate6.00%

3.50%8.00%

Term25 yr

15 yr30 yr

UAE Central Bank caps residential mortgages at 25 years tenor and 80% LTV for residents on a first home (≤AED 5M). Drag the sliders to model your own assumptions — actual rates vary by bank and profile.

MONTHLY · NOW

AED 2K

vs AED 2K at pre-drop price (AED 419K) · See cuts ↓

DOWN PAYMENT

AED 84K

20% of price

DLD FEE

AED 17K

4% of price

MORTGAGE REG

AED 1K

0.25% loan + 290

CASH TO CLOSE

AED 102K

Day-one out-of-pocket

LOAN AMOUNT

AED 335K

25y · 6.00%

TOTAL INTEREST

AED 313K

Over full term

RENT VS BUY

RENT · ESTIMATE

AED 18K

/ mo · ~6% gross yield

BUY · NOW

AED 2K

−AED 15K / mo

0y10y

Buying beats renting after 0.1 years at the current price.

STRESS TEST

AT VARIOUS RATES

If rates climb to 8%, your payment grows by ~AED 427/mo.

V · COMPARABLES

SAADIYAT ISLAND · 3BR · ACTIVE

VALUE · 26 COMPS

VALUE HEADLINE

AED 106 /sqft-89%

vs area median AED 992 /sqft · 25 comps

RANK

6 / 26

CHEAPEST QUARTILE

OUR TAKE

★ Underpriced

PRICE × SIZE · DROP-WEIGHTED

DOT SIZE = DROP %

AED / SQFT · DISTRIBUTION

BREAKDOWN · 25 LISTINGS

MORE EXPENSIVE /SQFT

76% of comps

CHEAPER /SQFT

See table

MEDIAN DOM

this listing: 0d

NEW THIS WEEK

Fresh inventory

ListingPriceSizeAED/sqftDrop %DOMΔ vs this

This listingThisAED 419K3,950106—0d—Upcoming | 4BR+Maid | Luxury TownhouseAED 580K11,96448—0d-55%Sunny 3-BR Panoramic Sea Views – Don’t Miss Out!AED 419K7,67555—0d-48%Garden Residence | Modern | Balcony | Beach AccessAED 150K1,99475—0d-29%Luxury living | Ready to move | Spacious LayoutAED 700K8,00088—0d-17%Privet beach access ~Parcial Sea View ~ SpaciousAED 150K1,69089—0d-16%

TAKEAWAYOf 25 comparables, 19 are more expensive per sqft. The 6 cheaper ones are a mix of smaller units and older buildings.

Unlock all comparables · AED 199 / mo

Scatter · distribution · full table · CSV export

3BR PENTHOUSE THE PEARL RESIDENCES AT SAADIYAT

WHY THIS IS A DEAL

MORTGAGE · RENT · BREAK-EVEN

VALUE · 26 COMPS

GEOGRAPHY · PULSE · VELOCITY

THIS IS THE MOMENT

SIMILAR OPPORTUNITIES