Drops · Realestate · Abu Dhabi · ToledoBack00GBF09C5D9HHAC2ZSP4NDB1Q0
3-BED TOWNHOUSE TOLEDO
3BR + 5BA · 2,857 sqft
★ Golden VisaVerified 4h ago
Now
AED 4.00M
AED 1,400
Price / sqft
2,857 sqft
Built-up area
3BR + 5BA
80d
On market
vs 13d median
AED 20,618
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
13 comps · 3× daily
BENCHMARK
Toledo, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 21K
vs AED 21K at pre-drop price (AED 4.00M) · See cuts ↓
DOWN PAYMENT
AED 800K
20% of price
DLD FEE
AED 160K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 968K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.20M
25y · 6.00%
TOTAL INTEREST
AED 2.99M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 20K
/ mo · ~6% gross yield
BUY · NOW
AED 21K
+AED 618 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
TOLEDO · 3BR · ACTIVEVALUE · 13 COMPS
VALUE HEADLINE
AED 1,400 /sqft-8%
vs area median AED 1,527 /sqft · 12 comps
RANK
5 / 13
MID/HIGH RANGE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 12 LISTINGS
MORE EXPENSIVE /SQFT
8
67% of comps
CHEAPER /SQFT
4
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 4.00M2,8571,400———Single Row · Near to exit · Ready to MoveAED 3.90M4,359895——-36%Brand New · 3BR Townhouse · Close to AirportAED 3.80M2,8641,326——-5%LOW PREMIUM · 2 SIDE-BY-SIDE UNITS · SINGLE ROWAED 2.35M1,7361,354——-3%Ready To Move In · Single RowAED 3.95M2,8631,380——-1%Single Row Corner UnitAED 3.60M2,5451,415——+1%TAKEAWAYOf 12 comparables, 8 are more expensive per sqft. The 4 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
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