3-BED VILLA TOLEDO
3BR + 5BA · 4,359 sqft
★ Golden VisaVerified 3h ago
Now
AED 3.90M
AED 895
Price / sqft
4,359 sqft
Built-up area
3BR + 5BA
6d
On market
vs 16d median
AED 20,102
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
12 comps · 3× daily
BENCHMARK
Toledo, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 20K
vs AED 20K at pre-drop price (AED 3.90M) · See cuts ↓
DOWN PAYMENT
AED 780K
20% of price
DLD FEE
AED 156K
4% of price
MORTGAGE REG
AED 8K
0.25% loan + 290
CASH TO CLOSE
AED 944K
Day-one out-of-pocket
LOAN AMOUNT
AED 3.12M
25y · 6.00%
TOTAL INTEREST
AED 2.91M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 20K
/ mo · ~6% gross yield
BUY · NOW
AED 20K
+AED 602 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 4K/mo.
V · COMPARABLES
TOLEDO · 3BR · ACTIVEVALUE · 12 COMPS
VALUE HEADLINE
AED 895 /sqft-43%
vs area median AED 1,557 /sqft · 11 comps
RANK
1 / 12
CHEAPEST QUARTILE
OUR TAKE
★ UnderpricedPRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 11 LISTINGS
MORE EXPENSIVE /SQFT
11
100% of comps
CHEAPER /SQFT
0
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 3.90M4,359895———Brand New · 3BR Townhouse · Close to AirportAED 3.80M2,8641,326——+48%LOW PREMIUM · 2 SIDE-BY-SIDE UNITS · SINGLE ROWAED 2.35M1,7361,354——+51%Single Row Corner UnitAED 3.60M2,5451,415——+58%Single Row · Ready To Move · Maid RoomAED 2.55M1,7351,470——+64%Single Row · 2BR THAED 2.65M1,7351,527——+71%TAKEAWAYOf 11 comparables, 11 are more expensive per sqft.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
TOLEDO · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
AREA PULSE · 30D
BUYER'S MARKET↑ 14↑6 vs prior 30d
PRICE CUTS · TOLEDO · PROPERTY · 8 PRIOR 30D
MEDIAN PRICE · ACTIVE
AED 2.98MThis: AED 3.90M · +31%
AVG DOM
16d
THIS: 6D · −10D
ACTIVE COMPS
12
listings in segment
SIMILAR INVENTORY
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