Drops · Realestate · Dubai · KayaBackH4L-3628925
2-BED APARTMENT KAYA
2BR + 2BA · 1,032 sqft
Verified 23h ago
Now
AED 1.48M
AED 1,434
Price / sqft
1,032 sqft
Built-up area
2BR + 2BA
31d
On market
vs 3d median
AED 7,629
Mortgage est.
25y · 6% · 20% down
II · THE THESIS
DEAL SCORE PENDINGWHY THIS IS A DEAL
01
HEADLINE · COMPOSITE
SCORE BREAKDOWN
Awaiting first price event to compute score.
Insider unlocks the four evidence rows below.
Motivation · Negotiability · Below median · Every section below
INPUTS
4 signals + relist
WEIGHTS
Drop 35 · Neg 25 · Med 20 · Conf 10 · Relist 10
COMPS
4 comps · 3× daily
BENCHMARK
Kaya, last 180d
REFRESH
3× daily
IV · CASHFLOW
UAE CB GUIDELINES · YOUR ASSUMPTIONSMORTGAGE · RENT · BREAK-EVEN
YOUR ASSUMPTIONS
Down payment20%
15%40%
Interest rate6.00%
3.50%8.00%
Term25 yr
15 yr30 yr
UAE CB caps · 25-yr tenor · 80% LTV on a first home ≤ AED 5M · rates vary by bank — drag the sliders
MONTHLY · NOW
AED 8K
vs AED 8K at pre-drop price (AED 1.48M) · See cuts ↓
DOWN PAYMENT
AED 296K
20% of price
DLD FEE
AED 59K
4% of price
MORTGAGE REG
AED 3K
0.25% loan + 290
CASH TO CLOSE
AED 358K
Day-one out-of-pocket
LOAN AMOUNT
AED 1.18M
25y · 6.00%
TOTAL INTEREST
AED 1.10M
Over full term
RENT VS BUY
RENT · ESTIMATE
AED 7K
/ mo · ~6% gross yield
BUY · NOW
AED 8K
+AED 229 / mo
Your monthly cost is already higher than the rent estimate — the buy vs rent break-even leans on price appreciation rather than monthly cash flow.
STRESS TEST
AT VARIOUS RATESIf rates climb to 8%, your payment grows by ~AED 2K/mo.
V · COMPARABLES
KAYA · 2BR · ACTIVEVALUE · 4 COMPS
VALUE HEADLINE
AED 1,434 /sqft+2%
vs area median AED 1,412 /sqft · 3 comps
RANK
3 / 4
MID/HIGH RANGE
PRICE × SIZE · DROP-WEIGHTED
DOT SIZE = DROP %AED / SQFT · DISTRIBUTION
BREAKDOWN · 3 LISTINGS
MORE EXPENSIVE /SQFT
1
33% of comps
CHEAPER /SQFT
2
See table
MEDIAN DOM
—
this listing: —
NEW THIS WEEK
—
Last 7 days
ListingPriceSizeAED/sqftDrop %DOMΔ vs this
This listingThisAED 1.48M1,0321,434———Boulevard View · Mortgage ApplicableAED 900K6571,370——-4%Butterfly Layout · Pool ViewAED 1.45M1,0271,412——-2%3BR + Maids · Brand NewAED 2.20M1,4371,530——+7%TAKEAWAYOf 3 comparables, 1 are more expensive per sqft. The 2 cheaper ones are a mix of smaller units and older buildings.
Unlock all comparables · AED 199 / mo
Scatter · distribution · full table · CSV export
VI · AREA INTEL
KAYA · ACTIVE COMPSGEOGRAPHY · PULSE · VELOCITY
No coordinates for this area yet.
MEDIAN PRICE · ACTIVE
AED 1.47MThis: AED 1.48M · +1%
AVG DOM
3d
THIS: 31D · +28D
ACTIVE COMPS
4
listings in segment
SIMILAR INVENTORY
Browse drops in Kaya
VII · TRUST & ACTION
DATA ATTESTEDTHIS IS THE MOMENT
SOURCE & CONFIDENCE
90%HIGH
Source
PropertyFinder
Ref · H4L-3628925
Last verified
…
09 Oct, 20:42
Freshness
3× daily
8h scan window
Method
Direct scrape
Reference-keyed
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